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Debate House Prices


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One million homes face Interest-only remortgage threat

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Comments

  • DervProf
    DervProf Posts: 4,035 Forumite
    chucky wrote: »
    well you do struggle with the basics... it's understandable...

    let me explain

    rents would rise with inflation... savings get eroded by inflation...


    that's fine... you backtrack all that you want...
    JonnyBravo wrote: »
    That's the problem with the zealots on both sides of this debate.
    Backtracking is wrong and to be avoided at all costs?
    Why?
    Aren't people allowed to change their mind?

    God knows I have often enough with what I think house prices are going to do.
    Anyone else "done wrong"?

    I have no problem with someone backtracking, I`ve almost certainly change my mind and posted something that contradicts something I posted earlier.

    I simply have an issue with someone accusing me of backtracking when I clearly haven`t. It`s tiring, and it can end up in arguments over who said what and when. chucky has acussed me of several things that are simply not true. He has kind of apologised, but still avoids some of my counter claims.
    30 Year Challenge : To be 30 years older. Equity : Don't know, don't care much. Savings : That's asking for ridicule.
  • IveSeenTheLight
    IveSeenTheLight Posts: 13,322 Forumite
    DervProf wrote: »
    I have no problem with someone backtracking, I`ve almost certainly change my mind and posted something that contradicts something I posted earlier.

    I simply have an issue with someone accusing me of backtracking when I clearly haven`t. It`s tiring, and it can end up in arguments over who said what and when. chucky has acussed me of several things that are simply not true. He has kind of apologised, but still avoids some of my counter claims.

    I don't want really to get involved but is it perceived that you back tracked because you said you would debate against my statement and when you did it was a "not in all cases" opening.

    That for me is back tracking (I've no problem with it) and it shows someone in a sense open to looking at the points raised instead of keeping their eyes closed and ignoring the points made.
    :wall:
    What we've got here is....... failure to communicate.
    Some men you just can't reach.
    :wall:
  • DervProf
    DervProf Posts: 4,035 Forumite
    I don't want really to get involved but is it perceived that you back tracked because you said you would debate against my statement and when you did it was a "not in all cases" opening.

    That for me is back tracking (I've no problem with it) and it shows someone in a sense open to looking at the points raised instead of keeping their eyes closed and ignoring the points made.

    Just for the record (my first response).......
    DervProf wrote: »
    I might argue that this isn`t true in all cases.

    In fact, yes, I will argue that fact.


    And I`ll also debate the "without HPI" thing too, if you like.

    Let battle commence.

    You later challenged me to come back with an explanation.......

    Here it is........
    DervProf wrote: »
    OK, I say "not in all cases".

    I`m sure I have read about quite a few people that have lost money through property investment, even with HPI. I spoke to someone the other day who had done just that, as a matter of fact.

    If HPI was 0% through someone`s lifetime, and they bought a property early in their life (with cash), they could rent it out. This would provide an income, let`s say a yield of 5%. Meanwhile, another person with the same amount of cash, sticks it in a savings account. May I suggest that they earn 3% ? OK, the landlord earns and extra 2% on his £££, but is that enough to cover maintenance costs on his property ?

    That`s when chucky came in and acussed me of backtracking.


    I said I might argue that it isn`t true in all cases. I then went on to argue that it wasn`t true in all cases.


    If that`s backtracking, I`m sorry.


    But it`s not, is it ?
    30 Year Challenge : To be 30 years older. Equity : Don't know, don't care much. Savings : That's asking for ridicule.
  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    DervProf wrote: »


    But it`s not, is it ?

    No.

    It's Yer but...no, but yer, but no....but hang on....yes....but no but....screw it, insult time.

    Welcome to my World. What's your Mr Men character name? Have they named you yet? :)
  • Really2
    Really2 Posts: 12,397 Forumite
    10,000 Posts Combo Breaker
    Welcome to my World.

    Won't you come on in. (best elvis voice)






    No thanks.:eek: :D
  • DervProf
    DervProf Posts: 4,035 Forumite
    No.

    It's Yer but...no, but yer, but no....but hang on....yes....but no but....screw it, insult time.

    OK, you x8%6ing s*88fjhing &&&&er !

    Hang on you`re a bear aren`t you ?

    In that case, my house is worth ££££ more than I paid for it, and will continue to go up in value, no matter what. `cause that`s what happens. I hope you never own your own property, you loser.

    How did I do ?

    And I`m sorry if I backtracked or avoided answering any point you made.

    :easter:
    30 Year Challenge : To be 30 years older. Equity : Don't know, don't care much. Savings : That's asking for ridicule.
  • DervProf
    DervProf Posts: 4,035 Forumite
    No.

    It's Yer but...no, but yer, but no....but hang on....yes....but no but....screw it, insult time.

    Welcome to my World. What's your Mr Men character name? Have they named you yet? :)

    No they haven`t !

    That sounds like fun. I wonder which one I`ll be.

    Can I pick who chooses my name, or is there some designated "leader" ?

    What`s yours, btw ?
    30 Year Challenge : To be 30 years older. Equity : Don't know, don't care much. Savings : That's asking for ridicule.
  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    DervProf wrote: »
    OK, you x8%6ing s*88fjhing &&&&er !

    Hang on you`re a bear aren`t you ?

    In that case, my house is worth ££££ more than I paid for it, and will continue to go up in value, no matter what. `cause that`s what happens. I hope you never own your own property, you loser.

    How did I do ?

    And I`m sorry if I backtracked or avoided answering any point you made.

    :easter:

    Not bad, not bad.

    Though you missed the "thanks for paying my mortgage you prole' line.
  • JonnyBravo
    JonnyBravo Posts: 4,103 Forumite
    Mortgage-free Glee!
    DervProf wrote: »
    If that`s backtracking, I`m sorry.


    But it`s not, is it ?

    Ah I see.

    No, that's not backtracking.

    Indeed it is perfectly clear that your "not in all cases" defence is quite a canny one. I bet that gets you out of a pickle most times.... but funnily enough "not in all cases".

    HTH.
  • DervProf
    DervProf Posts: 4,035 Forumite
    Not bad, not bad.

    Though you missed the "thanks for paying my mortgage you prole' line.

    I`m saving that for later.

    Thanks for the encouragement and advice. I`m new here, you see.
    30 Year Challenge : To be 30 years older. Equity : Don't know, don't care much. Savings : That's asking for ridicule.
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