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Debate House Prices
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One million homes face Interest-only remortgage threat
Comments
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Graham_Devon wrote: »150k - capital gains, for starters.Graham_Devon wrote: »Well thats a fair point, if that's how it works.
LOL, you started and then you were finished.
But I'm sure you knew how it worked eh Graham
:wall:
What we've got here is....... failure to communicate.
Some men you just can't reach.
:wall:0 -
I have no need to know how it works, don't even know what percentage it's currently at, otherwise I would have shot myself in the other foot and actually calculated it
If I have genuinely got something wrong, I'll do what I did up above. Just say fair enough.0 -
Graham_Devon wrote: »I have no need to know how it works, don't even know what percentage it's currently at, otherwise I would have shot myself in the other foot and actually calculated it
If I have genuinely got something wrong, I'll do what I did up above. Just say fair enough.
Fair play.
Do you always contribute without knowing what you are talking about.
Did a quick search and there's 19 threads where you've discussed Capital Gains.
I always try to make sure I have an idea about the point I'm trying to make.:wall:
What we've got here is....... failure to communicate.
Some men you just can't reach.
:wall:0 -
JonnyBravo wrote: »And you chose the savings rate as the unrealistic bit to change/challenge???
What about the zero HPI over 25 years???
Add 2% HPI to your sum for 25 years...... who "wins" then?
The whole thing was rather unrealistic, but I didn't create the scenario, I just evened up the weightings a little bit. 0 -
IveSeenTheLight wrote: »You say HBOS has a 10% tax free account. Can you show a link please?
Remember in all of this, no HPI is taken into account and no rent increases.
I know, I'm just entering into the fun of the thing. Here is a link to the halifax rate (I said 'had' not 'has') -
http://www.guardian.co.uk/money/2008/jun/07/banks0 -
I usually wing it. But what's really nice about this forum is there are a number of keen posters who will usually point out any little errors, no matter how small. They seem to have unlimited time, and the ability to concentrate on the minutest of details. The effort they put in should not go unrewarded. And the other 20 or so people on this board are most grateful I am sure.IveSeenTheLight wrote: »Fair play.
Do you always contribute without knowing what you are talking about.
Did a quick search and there's 19 threads where you've discussed Capital Gains.
I always try to make sure I have an idea about the point I'm trying to make.0 -
RenovationMan wrote: »I know, I'm just entering into the fun of the thing. Here is a link to the halifax rate (I said 'had' not 'has') -
http://www.guardian.co.uk/money/2008/jun/07/banks
You probably got an even better rate than that back in the 90's when the BoE interest rate was 15%.
P.s. Did you also see the conditions or just the headline?:wall:
What we've got here is....... failure to communicate.
Some men you just can't reach.
:wall:0 -
RenovationMan wrote: »The whole thing was rather unrealistic, but I didn't create the scenario, I just evened up the weightings a little bit.
If anything it was one sided on the benefit of the savings account, not the property.
I didn't take into account HPI, I didn't take into account rent increases. I didn't take into abccount the excees rent above the expenses and I gave quite a generous bank savings rate nett of any tax. :wall:
What we've got here is....... failure to communicate.
Some men you just can't reach.
:wall:0 -
I usually wing it. But what's really nice about this forum is there are a number of keen posters who will usually point out any little errors, no matter how small. They seem to have unlimited time, and the ability to concentrate on the minutest of details. The effort they put in should not go unrewarded. And the other 20 or so people on this board are most grateful I am sure.
Exocet, please keep 'winging' it if that's what your happy for.
Graham_D can keep on talking about things he admits he doesn't know about.
You can;t really complain when people correct the flaws in the arguments though because you wing it or can't be arsed to understand the information you bring to the forum.:wall:
What we've got here is....... failure to communicate.
Some men you just can't reach.
:wall:0 -
I might argue that this isn`t true in all cases.
In fact, yes, I will argue that fact.
And I`ll also debate the "without HPI" thing too, if you like.
Let battle commence.Ok, but I`ll have to reply later.
It's quite a quiet battle is it.
I've found no resistance from you :wall:
What we've got here is....... failure to communicate.
Some men you just can't reach.
:wall:0
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