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Wols Riverbank Tales Pt 4: Restitution & Renaissance

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Wow :j:j

So here we are entering the 4th year post flood.....and it's now time for the phoenix to rise methinks :D

Renaissance = Re-birth (my life and home) and Restitution = giving back something that has been lost (my hard-earned dosh!!) - I did toy with rejuvenation, reinstatement and various other "r's" - but I think the title is pretty apt :cool:


For those that have missed the previous diaries here they are

https://forums.moneysavingexpert.com/discussion/975983


https://forums.moneysavingexpert.com/discussion/1409541

[FONT=&quot]https://forums.moneysavingexpert.com/discussion/1885875[/FONT]



and here is a brief summmary:

July 2007 home destroyed by floods. Wol and Guinea Piggies homeless and relocated 60 miles away.

Insurance cocked up claim :mad: - (finally got Ombudsman adjudication a couple of weeks ago which is not good :mad:...next stop court)

Nervous breakdown Oct 07 - still fragile. Estranged from family and friends.

Bad injury to hand in June 08 (from Beechie boy guinea pig :o), necessitating loverly MSE peeps coming to help me pack to move back to reinstated house :A:A. (Now facing another op so i will be ableto shake hands and play Bat out of Hell on the piano in future)

Move back Aug 08 to discover Dodget & Bodget Builders cocked up reinstatement (yes, they were cowboys :mad:) but I was persuaded to let them get away with it :mad::mad:

Enter Top Totty :drool::drool:......to build Piggie Palace in 2009 :j(Stage 1) and reinstate house in May 10 (Stage 2) :T....all at my expense :o. Unfortunately they discovered more "fundamental" problems with house reinstatement work done by Dodget - now subject to legal claim following expert witness surveyors report :mad::mad:

At the same time poor piggies all developed horrible unknown illness and I am now reduced to 8 piggies from 15 which has been rather upsetting....(plus rather a lot of vets bills - now runnning at about £3k :eek:...but luckily I have now found nice and knowledgable exotics vet :cool:)

Stage 2 works completed 27th July 2010 and the worst of the problems have now been rectified....:j:j:j

Cue....Massive fantabidosi celebration "The Rave" on 31st July this year for all those wonderful peeps that have supported me :j:j:beer::beer:....it woz luverly :D:D


So in Part 4, I have to replenish the coffers by whatever means (:eek::cool:) and can now re-start my life again which has been on hold for the last three years :j.

In short - from the moment the flood happened, everything I regarded as a secure anchor in my previous life was systematically stripped away bit by bit - home, garden, family, friends, OH, mind, career, piggies, piano playing, trust in the professions: it's not until you lose it that you realise how much it meant to you in the first place :o

The amazing support I have found on here from all my lovely DFW friends has been priceless......and continues to be the thing that keeps me going (along with the piggie licks and whiskery kisses).

THANK YOU EVERYONE :T:T:T:T..................
..................YOU ARE MY ROCK!!!!!

(as is also my bank manager :A and my psychotherapist :A:A - without whose help I would not have been able to survive and still be where I am today and looking forward to the future - both mentally and financially :D)


So moving forwards, I need to
a) find new clients for my business (or get a full time job); :)
b) ebay shed loads of stuff to generate cash :money:
c) slog away at (possibly two separate) court cases to try to recover some of the £90k I have shelled out over the last 3 years trying to protect/restore my flooded home and possessions :mad:
d) keep looking after my piggies and build upon what we have learned to date about their illness :D.
e) restore my health - more on that later ;)


So fasten your seatbelts everyone - I hope it's not going to be as rocky as the last three years..;)...and please don;t forget to put 23rd July 2011 in your diaries for The Big 50....:beer:...(.oh......and whatever you do - please - NO rain-dances :eek::p:D)

Wheeks to you all from the piggies
And humble hugs to you all from Wol

xxxx
Flooded 20/07/07 :(.
Normal service FINALLY RESUMED 31/07/10 :j:j
" It is a mistake to think you can solve any major problems just with potatoes." Douglas Adams...."or the FOS" Wol2
Numptie groupie #2 :cool:
Mortgage offset drawdown [STRIKE]£60861[/STRIKE]:(.... [STRIKE]£60074[/STRIKE] [STRIKE]£59967[/STRIKE] £65k 'ish 1/6/14

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Comments

  • Good grief- when you put it all down like that it looks well, i won't say it. Well done for overcoming it all and onwards and upwards. As the bard would say:

    Blackadder: A man may fight for many things. His country, his friends, his principles, the glistening tear on the cheek of a golden child. But personally, I'd mud-wrestle my own mother for a ton of cash, an amusing clock and a sack of French !!!!!!.

    So there you have it.

    Good luck Wol :)
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    So nowt much has happened then :p
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Wol! I'd never had the links to your past diaries before - you realise I have to go back now?

    Lovely to have you on a new diary, in your beautiful, reinstated home. I'm proud to call you friend, and to be with you while you're building up your life again is a wonderful thing.
    2023: the year I get to buy a car
  • Ellidee
    Ellidee Posts: 6,216 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Happy shiny new diary Wol -here's to you :beer:
    Nothing is so fatiguing as the eternal hanging on of an uncompleted task. William James
  • Wol2
    Wol2 Posts: 3,845 Forumite
    Part of the Furniture Combo Breaker
    Good grief- when you put it all down like that it looks well, i won't say it. Well done for overcoming it all and onwards and upwards. As the bard would say:

    Blackadder: A man may fight for many things. His country, his friends, his principles, the glistening tear on the cheek of a golden child. But personally, I'd mud-wrestle my own mother for a ton of cash, an amusing clock and a sack of French !!!!!!.

    So there you have it.

    Good luck Wol :)

    Awww thanx Bob me hearty :kisses3:

    Really hope you can make it down for Rave Mk 2 :beer:

    Scuttles off to do more freezing of excessive bean crop ;):D:p

    xxxxx
    Flooded 20/07/07 :(.
    Normal service FINALLY RESUMED 31/07/10 :j:j
    " It is a mistake to think you can solve any major problems just with potatoes." Douglas Adams...."or the FOS" Wol2
    Numptie groupie #2 :cool:
    Mortgage offset drawdown [STRIKE]£60861[/STRIKE]:(.... [STRIKE]£60074[/STRIKE] [STRIKE]£59967[/STRIKE] £65k 'ish 1/6/14

  • smashedbooboo
    smashedbooboo Posts: 4,558 Forumite
    Part of the Furniture Combo Breaker
    Problems, Nay nothing but a mere piffle. Let me tell you about problems.:p:p:p:p:p:p:p:p:p:p

    I have just broken my nail.:mad::mad::mad::mad::mad: Now thats a problem, LOL And now I have to think about what to wear for next yrs bash.

    Its been a pleasure knowing you through all the thick and thin.

    Onwards and upwards now. And no looking back:j:j:j:j

    Loves ya

    See you very soon sweetie:A:A:A:A

    Aunty Smashed x x x x x x
    Night Owl Member No 1 :rotfl: :rotfl:
    Night owl member of the threesome. Rules are for fools to follow and wise men to be guided by
    No Man is worth your tears,
    And the one who is wont make you cry !!!!!
  • Wol2
    Wol2 Posts: 3,845 Forumite
    Part of the Furniture Combo Breaker
    So nowt much has happened then :p


    :rotfl::rotfl::rotfl:....Be careful my young simian friend - Beechie boy has got his eye on you :p:p:p

    xxxx
    Flooded 20/07/07 :(.
    Normal service FINALLY RESUMED 31/07/10 :j:j
    " It is a mistake to think you can solve any major problems just with potatoes." Douglas Adams...."or the FOS" Wol2
    Numptie groupie #2 :cool:
    Mortgage offset drawdown [STRIKE]£60861[/STRIKE]:(.... [STRIKE]£60074[/STRIKE] [STRIKE]£59967[/STRIKE] £65k 'ish 1/6/14

  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So nowt much has happened then :p


    Nowt much indeed:p

    Happy shiney new diary to go with your hopefully happy shiney new life xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Wol2
    Wol2 Posts: 3,845 Forumite
    Part of the Furniture Combo Breaker
    Karmacat wrote: »
    Wol! I'd never had the links to your past diaries before - you realise I have to go back now?

    Lovely to have you on a new diary, in your beautiful, reinstated home. I'm proud to call you friend, and to be with you while you're building up your life again is a wonderful thing.

    Thanx KC...my soon-to-be-nearest-neighbour :j:j:j

    Really looking forward to your arrival - and wot larks we will be having when you get here ;)

    xxxxx
    Flooded 20/07/07 :(.
    Normal service FINALLY RESUMED 31/07/10 :j:j
    " It is a mistake to think you can solve any major problems just with potatoes." Douglas Adams...."or the FOS" Wol2
    Numptie groupie #2 :cool:
    Mortgage offset drawdown [STRIKE]£60861[/STRIKE]:(.... [STRIKE]£60074[/STRIKE] [STRIKE]£59967[/STRIKE] £65k 'ish 1/6/14

  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Wol2 wrote: »
    Thanx KC...my soon-to-be-nearest-neighbour :j:j:j

    Really looking forward to your arrival - and wot larks we will be having when you get here ;)

    xxxxx

    You're very welcome. Its going to be a ride!
    2023: the year I get to buy a car
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