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car lease agreements, 5 yr deals, where to start looking only ever bought second hand

stolt
stolt Posts: 2,865 Forumite
Hi my little mg zr went kaput on the dual carriageway today, pouring down with rain and i just dont think its worth me keep getting it repaired (possible head gasket).
Was looking at lease agreements as alot of people at work have renaults here on 3yr deals and i quite like the sound of that. Just looked at car loans too and to see what could be done for about 10k. Theres the laguana which works out to be £323 a month which is more than what i wanted to pay.

Ideally i want to spend under £250 a month and quite like the focus or a golf that sort of sized car.

I just dont know where to start looking, I suppose it would help if i could decide on a car first and start looking from there? Is best to get a personal loan or jsut go to a dealer and get a finance package from them, i know all dealers will offer deals but would it be cheaper getting the loan myself?

thanks
Listen to what people say, but watch what people what people do!!

Comments

  • Gordon_Hose
    Gordon_Hose Posts: 6,259
    Debt-free and Proud!
    Forumite
    A bank loan would be cheaper than any finance deal.
  • stolt
    stolt Posts: 2,865 Forumite
    A bank loan would be cheaper than any finance deal.

    ok well thats a start, i'll see what sort of repayment a month i could get on 10K.

    thanks
    Listen to what people say, but watch what people what people do!!
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