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IVA and the Halifax
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Just a quick update, I have spoken to Pay plan today and they are going to add the overdraft into my DMP I have also said that I could manage to pay and extra 30.00 to my plan ( husband is giving me this each month)so hopefully this will be sorted out soon, I am now back to being very wooried gain, just when I thought things were sorted and running quite smoothly :eek:Husband has spoken to IP and they have said that I need to contact payplan to get the overdraft added to my DMP before they (Halifax)start to chase me for the amount or contact them and make an offer for payment I am going to speak to payplan tomorrow:eek:20p savers club 2013#23 83.00 (2014 numer 6,70.00 pounds) 2036SPC No 6(2013) 182.34
2.00 savers club no 159
SPC No 7 2036(2014) 369.[2[ SPC No 8 197.45 (no 114)0 -
How much debt do you have? How much do you contrbute towards your DMP? How long will your DMP last?
Is your husband going to be able to offer you this £30 when he starts his IVA? Have you considered an IVA of your own? (a "Joint IVA" or rather "Mutually Reliant and Interlocking IVA")Would you ask the wolves to look after the sheep?
CCCS funded by banks0 -
My husband will be able to give me the 30.00 when his IVA begins, but I have spoken to payplan again and they now say I am eligable to apply for my own IVA so I am thinking about that but I am not sure what to do, my plan will last for 10 years and I now pay 110. but am starting to pay 140. from this month:)How much debt do you have? How much do you contrbute towards your DMP? How long will your DMP last?
Is your husband going to be able to offer you this £30 when he starts his IVA? Have you considered an IVA of your own? (a "Joint IVA" or rather "Mutually Reliant and Interlocking IVA")20p savers club 2013#23 83.00 (2014 numer 6,70.00 pounds) 2036SPC No 6(2013) 182.34
2.00 savers club no 159
SPC No 7 2036(2014) 369.[2[ SPC No 8 197.45 (no 114)0 -
My husband is speaking to the OP tonight about his IVA paperwork, today he has had his credit card statement from the Halifax and they have started to add interest at the full rate again they had added it at a REDUCED RATE,so really he will not have a great deal of choice than to do the IVA because with the interest the balance will just keep going up and he will end up owing more than he does now so we will just have to wait and see what the OP says tonight, its all very worrying and i feel that it is going to make us both ill, hopefully we will get it sorted out tonight20p savers club 2013#23 83.00 (2014 numer 6,70.00 pounds) 2036SPC No 6(2013) 182.34
2.00 savers club no 159
SPC No 7 2036(2014) 369.[2[ SPC No 8 197.45 (no 114)0
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