We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

lloyds tsb visa debit cards.

2»

Comments

  • msmyth18
    msmyth18 Posts: 156 Forumite
    Am i right in thinking that not everyone is accepted for each account? They base it on your credit rating?
  • simax
    simax Posts: 1,977 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    msmyth18 wrote: »
    Am i right in thinking that not everyone is accepted for each account? They base it on your credit rating?

    Correct. Ridiculous.
    I spent 25 years in the mobile industry, from 1994 to 2019. Worked for indies as well as the big networks, in their stores also in contact centres. I also hold a degree in telecoms engineering so I like to think I know what I’m talking about 😂
  • Ceniza
    Ceniza Posts: 761 Forumite
    The Platinum account is on a white card. At least mine is. It has 'PLATINUM' written in silver writing across the top and a silver horse, but the card is white.
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • msmyth18
    msmyth18 Posts: 156 Forumite
    Ceniza wrote: »
    The Platinum account is on a white card. At least mine is. It has 'PLATINUM' written in silver writing across the top and a silver horse, but the card is white.

    I also have a platinum account and my card is Silver/Platinum colour with the Olympics symbol. Saying that i was only upgraded 2 months ago, maybe its a new one.
  • EarthBoy
    EarthBoy Posts: 3,246 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ceniza wrote: »
    The Platinum account is on a white card. At least mine is. It has 'PLATINUM' written in silver writing across the top and a silver horse, but the card is white.

    Yours must be an old card. LloydsTSB website shows pictures of all their cards and the current one issued on the Platinum account is silver/grey/platinum coloured:

    http://www.lloydstsb.com/current_accounts/compare_bank_accounts.asp

    You also get a silver card for the basic Cash account:

    http://www.lloydstsb.com/current_accounts/cash_account.asp
  • Fiddlestick
    Fiddlestick Posts: 2,339 Forumite
    simax wrote: »
    Correct. Ridiculous.

    What's ridiculous about it?

    They give you preferential rates and better deals depending on what sort of account you have.

    For example, I have an interest-free £250 overdraft. Why would the bank NOT want to run some sort of credit check or scoring process before handing that sort of facility over to any old Joe Public that walks in off the street?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.