FairFX Travel Card - WHICH one do I need Euro or Anywhere Card

shadamehr

Hi all.

The site page at:

(Unable to post link due to Spam Prevention - but it's in the Travel Money and Cheap Top Up Card section of this website)

...Recommends the FairFX Travel Card, which is desirable for me, with me being in an IVA so no Nationwide Debit option, no Credit Card, and stuck with BOTH NatWest and Coop Debit Cards which are the killer ones.

My problem is though, when I get to their site, to order a card, I am asked whether I want the EURO Card, or the ANYWHERE Card.

And the MSE Article linked above, doesn't (unless I am missing something) indicate which one of the two it is actually recommending.

For background, we are going on Holiday to Spain in a month or so.

So I was going to load the card up with some funds, but moreover, instead of using my hellish bank debit card whilst on holiday to draw out some of my wages at high cost, I would have just used an Internet Cafe to log into (securely, deleting cache etc aftwerwards) the FairFX site, and credit funds to that card instead, using a Debit Card payment online, thus hopefully avoiding extra costs.

So,can anyone find any flaw in my idea, and most importantly, which actual card was it that MSE was recommending...?


Thanks in advance all.

Donnie

Use the ANYWHERE card. I'm not going to explain further, as there are many recent threads for you to peruse.

shadamehr

Donnie wrote: »

Use the ANYWHERE card. I'm not going to explain further, as there are many recent threads for you to peruse.

I suspect someone thinks I just came along, didn't click through the first four pages of topics, wading through them all, without finding a relevant thread, or never used the search tool, which instead threw up LOTS of threads, but too many to find the right one I wanted, and I thus just posted my question without taking a fair old bit of time to look for myself first...

Oh well.

In any event, at least most decent people have the courtesy, when being sarcastic and implying that someone never searched first, to tell them threads already exist, AND include a link to it.

At least that way, after two posts for me, and one post for you, using up your time, we would be further forward than before I even typed a single character.

Alas I am not.

So I either go back to wading through the pages, from page 4 onwards, or try even more variables and search terms.

Or you never know, someone else might come along, and chastise me more helpfully, at least posting links to the threads I can't seem to find myself.

I did see the one about a person's Card not working to change their PIN, which worried me, but then I read that one (along with several others, still not relevant to what I wanted to know) and realised that I have this too with some of my cards - and that it is best to stick to proper Bank ATM's for PIN changing services on pre-pay cards.

Right, I'm off to wade through pages of posts, as I doubt I'm, gonna get a good answer here...

Work will just have to accept that I will be slightly late in this evening it seems...

shadamehr

Donnie wrote: »

I honestly have no idea of why you are rambling....

I answered your question. If you need more detail, read the other threads.

1) Without explaining WHY the Anywhere card is the best option, then simply saying "get that one" then DOESN'T answer my question...

2) What other threads? Again, you tell me that they EXIST, but you don't point me to where they ARE.

In truth, you answered absolutely nothing, and just tried to have an acerbic dig, thinking I'd not took time to look myself first.

But it's ok, as from spending the last fifteen minutes reading various threads where you pop up in, it's apparent that this is your nature.

Albeit the one with the guy that kept going on and on about his Terms and Conditions, you were actually correct. It was just your attitude that was bad.

But in other threads, it comes across what your personality is clear enough, thanks.

----


So I ask again folks, to them that ARE prepared to take time to help - WHICH FX card do I want, the Euro, or the Anywhere, and moreover WHY is this the case, as I don't quite get it, if it's only for Euro spending.

And if there are other threads, which Donnie says is the case, and indeed I have no cause to doubt, then could someone be a little more helpful than he, and actually LINK to the relevant thread.

As thus far I have wasted loads of time arguing with a rather unhelpful Poster on here, and yet not got one single step further forward despite his 'help', and have spent the last twenty minutes reading LOTS of threads about travel money, Caxton cards, and Credit Cards (which pop up in the search results, even though I can't have one), and from those am still not a jot further forward either.

All I want to know is which is the best, for the circumstances I described in my first post, and moreover, WHY, as i don't quite 'get it' with the two different cards, Euro or Anywhere.

And as per the second question in my very first post... can anyone see any flaw in what I intend to do.

Can anyone else be more helpful, thanks in advance to you kind sorts...

It's appreciated, thanks.

deegee999

With a euro card you can load it when the exchange rate is good, with an anywhere card you load with pounds & pay a small charge on the exchange rate when you withdraw cash. Not sure about fair fx atm charges, if it was a caxton i'd suggest the euro card. I always top mine up with a bank tranfer.

scot88

Cashplus have just launched a Euro card. It can be loaded free from an exsisting cashplus gold card. No fees to use in ATM in euro zones.
https://www.cashplus.co.uk

Donnie

shadamehr wrote: »

1) Without explaining WHY the Anywhere card is the best option, then simply saying "get that one" then DOESN'T answer my question...

2) What other threads? Again, you tell me that they EXIST, but you don't point me to where they ARE.

In truth, you answered absolutely nothing, and just tried to have an acerbic dig, thinking I'd not took time to look myself first.

But it's ok, as from spending the last fifteen minutes reading various threads where you pop up in, it's apparent that this is your nature.

Albeit the one with the guy that kept going on and on about his Terms and Conditions, you were actually correct. It was just your attitude that was bad.

But in other threads, it comes across what your personality is clear enough, thanks.

----


So I ask again folks, to them that ARE prepared to take time to help - WHICH FX card do I want, the Euro, or the Anywhere, and moreover WHY is this the case, as I don't quite get it, if it's only for Euro spending.

And if there are other threads, which Donnie says is the case, and indeed I have no cause to doubt, then could someone be a little more helpful than he, and actually LINK to the relevant thread.

As thus far I have wasted loads of time arguing with a rather unhelpful Poster on here, and yet not got one single step further forward despite his 'help', and have spent the last twenty minutes reading LOTS of threads about travel money, Caxton cards, and Credit Cards (which pop up in the search results, even though I can't have one), and from those am still not a jot further forward either.

All I want to know is which is the best, for the circumstances I described in my first post, and moreover, WHY, as i don't quite 'get it' with the two different cards, Euro or Anywhere.

And as per the second question in my very first post... can anyone see any flaw in what I intend to do.

Can anyone else be more helpful, thanks in advance to you kind sorts...

It's appreciated, thanks.

You are more than a little wordy and certainly a little neurotic.
When you find the threads, you will find that it is I who has posted most of the relevant info on them. But I'm sure, as you admit to not understanding, that you'll be none the wiser even after reading them.

There is no question in your original post that asked WHY.

I gave you the answer that you requested. If you want more detail, do a search for threads.

Stop acting like a big baby.

shadamehr

Donnie wrote: »

You are more than a little wordy and certainly a little neurotic.
When you find the threads, you will find that it is I who has posted most of the relevant info on them. But I'm sure, as you admit to not understanding, that you'll be none the wiser even after reading them.

There is no question in your original post that asked WHY.

I gave you the answer that you requested. If you want more detail, do a search for threads.

Stop acting like a big baby.

Incorrect.

I just have less than zero tolerance or time, for those "Forum Experts" that only give genuine sage advice at a price - namely that people pander to their egos.

Nothing more than that.

For anyone else, including Newbies with only 5 posts, all they offer is sarcasm, and not even very intelligent, or witty sarcasm at that.

I've seen scores like you, and I'm sure, sadly, that I and the rest of the populace, will see scores more like you again in the future. It seems EVERY forum has it's resident 'expert' old hand, who's only real value is making new members feel ever so welcome (as if), and offering sage advice, that is actually anything but.

You accuse ME of acting like a baby. How witty.. how droll...

Stay comfortable where you are, Mr Troll... there'll be another poor, unfortunate, unsuspecting new member pass over your bridge only too soon, for you to seize on.

This one saw you coming though, and gave your bridge a wide berth.

So feel free to have the last word... from much experience of 'old hands' like yourself, I have found that unless you give the Troll the last word, they will just keep coming back again and again.

So feel free to have your final parting dig... I won't be responding to your completely unhelpful, totally obvious, and equally wholly sarcastic posts. The last word is all yours - fire away.

---

I WOULD however, be only too happy to respond to anyone else's posts. Thank you folks, I know that the majority of the site membership is not like Donnie, rest assured, and that most of the people on here are actually decent, considerate, and helpful, without asking for anything in return, or hoping to have their egos massaged...

shadamehr

deegee999 wrote: »

With a euro card you can load it when the exchange rate is good, with an anywhere card you load with pounds & pay a small charge on the exchange rate when you withdraw cash. Not sure about fair fx atm charges, if it was a caxton i'd suggest the euro card. I always top mine up with a bank tranfer.

Now that my friend, is an EXCELLENT answer, exactly the useful kind of information I was looking for, and I give you =1 and a Thanks click, for taking the time to answer it for me.

Genuinely so.

It beggars the follow up therefore, what did you elect for, when you say "I always top up mine...", and have you had a good experience with it, as I'm guessing your's is a Caxton Euro card...?

To be clear, as I said in my original post, I suspect it would only be used whilst abroad, not back home where I have two or three existing pre-pay cards, so hence why I 'think', knowing what little I do, that the Euro card at a fixed rate now, when I add the funds, would perhaps be better for me, despite the other recommendation above.

Which I am not saying is wrong - just that without explanation WHY one is felt to be better than the other, the answer of WHICH to get is worthless.

So thank you genuinely so for your usefull reply "deegee", and I welcome your follow-up feedback if you have the time.

(And again, to anyone else, if you know I am asking something already fully covered elsewhere, my apologies, and please feel free to share the link to the existing thread.)

Donnie

I don't think deegee posted anything that you didn't already know. As I expected, you didn't only want to know the answer to your question.
So if you need more detail.......please feel free to use the search function, lazybones.

If you think that I'm bothered by your long winded rants, it's time to think again. You are just another useless fly by night, who wants everything done for them when there is already a wealth of information available to you by making a cursory search.

When you actually begin to contribute something to the forum I might take you a little more seriously. At the moment you are just looking like a lazy leech.

If you are too lazy or stupid to use the search function, then you probably don't deserve the information.

I give my time freely to help people, not only on this forum. But I have scant respect for anyone who cannot be bothered to use the search function when there are a plethora of threads about this very subject.
I hope no one encourages your SLOTH.

Use the SEARCH function or scroll through the threads.

Bob_the_Saver

Donnie wrote: »

Use the ANYWHERE card. I'm not going to explain further, as there are many recent threads for you to peruse.

Ditto, just read the forums