joint account PINs

mardatha

We have a joint account (RBS) - My husband never ever uses his card, I go into the branch every week and withdraw the housekeeping. Now we are wondering if I was ever ill or not around, and he had to use his own card, would it be the same PIN number as mine ?

onlypaddy

no, the rule is one PIN to one card

mardatha

Ok ta, need to get him one then ..

blueberrypie

onlypaddy wrote: »

no, the rule is one PIN to one card

I'm sure it's not the case for most banks, but we've had cards on a joint account (A&L) with the same PIN.

Paul_Herring

mardatha wrote: »

Ok ta, need to get him one then ..

Having got it, there's nothing stopping you changing it to be the same (subject to keeping the number 'secret.')

Mikeyorks

The PIN on each card of our joint account is identical.

onlypaddy

never heard of that before....i thought that was the whole point. one PIN given out with each card, unique to the card. Otherwise the number is engineered and goes against the entire principle of Random Number Generation.

Of course, theres nothing stopping you manually changing the PIN

tbourner

Ours are different on both our joint accounts, paperwork came through addressed to us individually as well instead of the usual stuff (statements etc.) that comes with both names on.

blueberrypie

onlypaddy wrote: »

never heard of that before....i thought that was the whole point. one PIN given out with each card, unique to the card. Otherwise the number is engineered and goes against the entire principle of Random Number Generation.

Maybe sometimes it's unique to the account rather than the card? I know that we've also had replacement cards which had the same PIN as the previous card.

mardatha

I will phone them up and ask All banks must do things differently I think.

luci

The bank won't issue the same PIN on two cards. However you can change the PIN to whatever you want at an ATM.