Apple failed credit check - please advise.

Emmzi

if I had to put money on it the gap in electoral roll would be it

think a regular loan or CC will be your only way to go

michaeldc

Emmzi wrote: »

if I had to put money on it the gap in electoral roll would be it

think a regular loan or CC will be your only way to go

Thanks for the reply, still not had my experian report yet but presume it'll be similar to the one I have.

Such a shame to think that because I was disillusioned with our voting system and took a calculated stand not to vote, I will be paying the price on my credit report. Gutted is not the word

Mands

michaeldcoates wrote: »

Such a shame to think that because I was disillusioned with our voting system and took a calculated stand not to vote, I will be paying the price on my credit report. Gutted is not the word

You could have been on the Electoral Roll and not voted. That would have allowed you to take the stand you wanted but put you in a better position.

Your council would have sent you a form listing all adults each year to update, that is used to update the register. Did anyone explain that there is a legal requirement to complete and return that and not doing so can result in a £1000 fine?

http://www.aboutmyvote.co.uk/faq/registering_to_vote.aspx

You need to be on the electoral register to vote in all UK elections and referendums. You are not automatically registered even if you pay council tax. If you receive a request for your registration information from your local electoral registration office then you are legally obliged to respond. If you do not respond, or if you provide false information, then you could receive a £1,000 fine.

Not being registered may also affect your credit rating.

Mands

michaeldc

This was the first time I had been away from my parents house so i didn't receive a form. I guess I should've gone out of my way to register but I didn't want to vote at the time. Only now my attitude is different and I went out of my way to register to vote when I moved into my new flat.

I was registered at my parents house, is it possible I was always registered there until recently? If so when applying for anything else should I list my parents address as my previous address? That sounds dodgy but I'm not sure how it all works.

All that good credit history seems to be ruined because I didn't fill out a form 4 years ago. I can't believe that's gonna hold me back.