child giving parent cash each month

andyandflo

POPPYOSCAR wrote: »

IMHO the benefits system penalises those who are prudent and rewards those who squander in some cases.

If your daughter were to lose benefit because you were being a father to her then I personally think it is wrong. Why should someone whose parents have spent all their money(possibly) and therefore not be able to help them out get benefits and not your daughter.What you give her should be a bonus that she has through your hard work and saving.

Tkank you for those comments. I'm so glad that there are others apart from me,that think it right to help their families without having to put up with these ridiculous opinions.
Thanks once again

Indie_Kid

POPPYOSCAR wrote: »

IMHO the benefits system penalises those who are prudent and rewards those who squander in some cases.

Why should tx payers give money to people who don't need it?

POPPYOSCAR

sh1305 wrote: »

Why should tx payers give money to people who don't need it?

And why should tax payers give money to people who spend everything they get?

sunnyone

andyandflo wrote: »

You may be right but to be honest it is a bit rich for the government to reduce the benefit because child is paying Mum some money every week. The idea of this is to help out the relative to have a better standard of life not reduce the welfare bill!!

I didn't know that it would affect those benefits, but looking at it again - yes I can see that it would.

I used to give my single parent daughter until she got married last year, £300 every month to help out with the rent she was paying. It used to be a Standing Order from my account to hers. I would not have been happy if they had reduced her benefits by £300pm!! (IS, CTB, HB)

You have me thinking now, I am in the process of building two bungalows, one for us and the other for my other daughter. She & her partner are in rented accomodation and being on benefit, are having to find the extra over the HB payments every month which is a struggle. I pay her the same as I did for her sister £300pm which they use to buy the little extras, clothes for my two grandchildren, school trips, car tax, etc.

I was thinking of just giving them the property (losing capital for Inheritance purposes), but I now wonder if the DWP would see it as capital (property is worth about £325,000 ish - cost me a lot less to build of course!) Maybe it would be better to retain ownership but allow them to stay for free for life - it will be hers when I have gone anyhow!

I just don't see that it is fair that mum's, dad's, children etc can't help out each other without the worry of them losing benefit because of it. It's my money and they are gifts.

You lost your home because yoyu couldnt pay the morgage yet you could pay £300 a month to your daughter?

Have you also decided wether you are or are not claiming DLA/ESA/pension credit this week?

Your posts dont make sense, you make diffrent claims depending on the wind.

Duncombe

andyandflo wrote: »

No child, no matter what age they are at is totally independent.

Perhaps this may be the case for your children. This is certainly not the case for ALL children.

Robbie64

real1314 wrote: »

2 pages of speculative comments and barely any facts.

really folks, if someone asks "how much is a loaf of bread?" would you reply with "I don't think it's free" , "Somewhere between 10p and £10" and "Ooh not sure, might be a lot".

If you don't know the answer, either research it, tell the OP to go to the body that pays them, or even say nothing.

Anyway, rant over. Disability Alliance says this:-

http://www.disabilityalliance.org/f12.htm

"Fully disregarded income includes:

• attendance allowance, disability living allowance, constant attendance allowance and war pensioner’s mobility supplement
• housing benefit and council tax benefit
• Christmas bonus
• social fund payments including the winter fuel payment
• bereavement payment
• child benefit, child tax credit, guardian’s allowance and child special allowance
• increases for dependent children paid with certain other benefits
• exceptionally severe disablement allowance (paid in the war pensions and Industrial Injuries schemes) and war pensions’ severe disablement occupational allowance
• war widow’s/widower’/surviving civil partner’s supplementary pension
• payments, other than social security benefits or war pensions, paid as a result of a personal injury that you or your partner receive
• actual income from capital
• payments from your local authority social services department for personal care
• charitable and voluntary payments (except for voluntary payments from a spouse/civil partner or former spouse/civil partner, which are counted in full)
• any other types of income that are not specified in the legislation as being counted"

See that bit about Voluntary Payments? That's the bit you need. The reason for the spouse/civil partner exclusion is 'cos that would be a form of spousal maintenance.

Meanwhile someone has suggested that it could have been an act of fraud! Crazy.

This is for Pension Credit. As was said on the previous page. The OP never came back to say whether it was PC or another means tested benefit. If it is for any other means tested benefit then voluntary payments are taken into account as income.

JC9297

andyandflo wrote: »

They quite rightly claim what they are entitled to, given their circumstances and income.

Until they do get on their feet, I personally don't see anything wrong in helping them along. They are very appreciative and I believe that having children is a life long responsibility that does not end when they marry or reach 18.

Firstly let me say I understand why you give your children money, and do not question your freedom to do so, that's what parents do. However, if your child then claims income related benefits they need to declare it, just because they are not earning the money does not mean it is disregarded. There's nothing to stop you buying things or paying for things for them from time to time, but providing a regular income means they may be claiming fraudulently.

real1314

Robbie64 wrote: »

This is for Pension Credit. As was said on the previous page. The OP never came back to say whether it was PC or another means tested benefit. If it is for any other means tested benefit then voluntary payments are taken into account as income.

Well, for one thing if they get PC Guarantee Credt (GC) then the only other means tested benefits that might apply would be HB and CTB - they would be automatically awarded in full for GC.

If it's PC Savings Credit (SC) then HB and CTB would be based on the PC-SC figures and be awarded on those.

All of which might help my point, but not as much as the fact that the same rules, contrary to your claim (which I assume is based on limited knowledge;but don't let that stop you trying to make an incorrect statement) apply to HB and CTB anyway.

I'm pretty sure that IS and JSA also have the same rule now. HB and CTB got this rule about 5 or so years ago.

If you think it through, what would happen if dad/mum/son/daughter paid £10 a week to som/daugheter/mum/dad and then saw the recipient's money drop £10?

They'd stop the £10.

End result - taxpayer gains nothing, recipient gains nothing. The person giving the money has paid tax on it, they should be able to give it away if they like. Isn't that exactly what we would like to see people doing for their own kith and kin?

Shouild the kith and kin receive less support because their family cares more about them than another family?

RoseRed

When I worked in Benefits this matter came up and I discussed it with the Investigation manager. It is best to declare all money coming into the household but that does not mean that all must be counted.

Any money given by a parent/sibling/child/friend that is a voluntary offering and there is no obligation in law for them to provide this support, cannot be counted as income and used to reduce benefit payments. It would be a waste of time to do so as the knock on effect would be that people would give payment in other forms so as not to affect benefit entitlement. My sister lost her job and is on benefits and my parents help her out when I can as she gets a pathetic amount as a single person. If that was deducted from her benefit they would buy her food/clothing/phone credit etc instead.

I feel strongly about benefit fraud and cheating the system but at the same time why should my sister, who has worked for several years until she was made redundant, be dependent on the support of her parents when she has paid national insurance to cover her being out of work?

JIL

On the DWP website there is the decision makers guide, which if the income was declared as it should be, would be consulted to see if the regular payment would have to be taken in as an income thus reducing benefits. There is an example also on there of an uncle, who out of affection gives a relative £25 per week to help towards running a car. The income is disregarded as a voluntary payment. The relevant guide references to be used are 28495. 28510, 28511,28513.