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Do I need contents insurance?

Kamran
Kamran Posts: 477 Forumite
Part of the Furniture 100 Posts Name Dropper Combo Breaker
in Insurance & life assurance
Hey all,

I've recently graduated and moved out of the family home to rent a flat near work. I was wondering whether I needed to do contents insurance, or do most landlords include this in their insurance plan? I don't have much expensive stuff - laptop, tv, printer, mobile phone, and few bits of furniture.

I've never dealt with this sort of insurance before and was hoping for some advice as to whether I should do anything or not!

Thanks :T

Comments

  • Tigsteroonie
    Tigsteroonie Posts: 24,954 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Normally a LL will insure the Building, but you will still need to insure your Contents.
    :heartpuls Mrs Marleyboy :heartpuls

    MSE: many of the benefits of a helpful family, without disadvantages like having to compete for the tv remote

    :) Proud Parents to an Aut-some son :)
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Definitely, burglars take laptops etc.

    Flats can flood, fire, all sorts of thngs really so i would defo get it.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • Annisele
    Annisele Posts: 4,835 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    The LL's insurance won't cover any of your belongings.

    Can you afford to replace all of your belongings? If yes, you might not need insurance. If no - insurance would be a good plan!
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