car insurance excess

dange777

Hi guys,

I've got a question about paying excess for your car insurance. In January I hit a car, it was all sorted out as being my fault and I was told in Febraury that I would have to pay the excess. Fair enough. But its now August and they haven't asked for any money. I've even cancelled my old policy and they still havent asked for the money. Is there a set amount of time that can go by where I can refuse to pay it? I dont want to be stung by a hefty bill when I least expect it.

Thanks,
Dannii:rotfl:

StephenMarsh

Did you have your own car repaired as part of the claim ?

dange777

No, I didnt, my excess is quite high and i didnt want to pay any more than necessary!

StephenMarsh

dange777 wrote: »

No, I didnt, my excess is quite high and i didnt want to pay any more than necessary!

you only pay the excess following the repairs to your own car not on the reapirs to a third party vehicle hence you havnt been chased for it

dange777

oh good thats fantastic, was just confused by the woman on the phone telling me I would have to pay.

Cheers