Letter from Personal Injury Specialist Solicitor

x-Princess-Vikki-x

Hi,

Had a minor car accident a few weeks ago. I was at fault.
I have today recieved a letter from a Personal Injury Specialist Solicitor!

Saying they have passed the info on to my insurance company and that the claimant suffered 'tissue damage' but took no time off work and sought no medical care etc.

Is this a standard thing to happen? Or did he go to the injury solicitor to claim for his injuries?

Cheers.

Quentin

Just pass the letter (and any others you get) on unanswered to your insurer and let them deal with it.

x-Princess-Vikki-x

Okay, thanks.

I take it this is a bad thing to happen and doesnt always happen?

david39

The other party has clearly decided, after thinking about it and watching TV adverts in the afternoons, to try to make a few quid out of the incident

His solicitor has to write to you as you are the person against whom the claim is being made. The claimant has no other entity to claim against - he has no legal contract with your insurance company.

The fact that the letter says that they have also contacted your insurance company acknowledges that the solicitor knows that you are covered by your insurance policy and that it is they who will pay out any claim should one be proven valid.

The insurance company will pick up the problem from hereon but you should forward this correspondence and any future documents to the insurance company as a matter of course. They need to be kept in the picture about any further developments.

Quentin

x-Princess-Vikki-x wrote: »

Okay, thanks.

I take it this is a bad thing to happen and doesnt always happen?

It always happens when someone is injured by someone they can claim off!

Not a bad thing - you injured someone (who was just minding their own business till you hit them), and they deserve to be compensated.

x-Princess-Vikki-x

Okay thank you. I will pass it onto my insurance company. Then do I just leave it to them to sort out?

I agree with the fact of of course claiming if someone was injured. But I was just wondering what happens next.
But also this guy walked off fine and was at work the next day. I was going less than 10mph.

But I will leave it to the insurance company to decide.

Quentin

Yes - leave it to them. As previously posted, pass any future correspondence on to your insurer, and should anyone contact you by phone from the third party's side, don't get involved and tell them to deal with your insurer.

PassedAtFailing

x-Princess-Vikki-x wrote: »

Okay thank you. I will pass it onto my insurance company. Then do I just leave it to them to sort out?

I agree with the fact of of course claiming if someone was injured. But I was just wondering what happens next.
But also this guy walked off fine and was at work the next day. I was going less than 10mph.

But I will leave it to the insurance company to decide.

Your insurance company will decide whether they want to dispute it or make a settlement. If it is disputed and the matter goes all the way, the court will decide.

The claimant and their solicitor obviously believe they have a case worth fighting.

Ironically, it's the most serious that are usually the hardest to win - more worth defending. Yes, I'm still bitter.

david39

If he's gone to one of the less reputable No Win - No Fee solicitors who say they will fight the case in court and claim back court expenses so he doesn't have to pay any costs, he may have backed a loser.

I was reading in another thread that with some of these, clients only get the court costs free - the solicitor charges for letters etc., so his client will get at least one bill from him so far

I don't know whether this is true or not, as I have only read about it once - does anyone else know if this is common practice or are most NW-NF solicitors offering a completely free service?