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admin fee to cancel during cooling off period

I signed up for AA membership via quidco. It was £129, with £50 cashback via quidco.

The cashback was declined, quidco won`t do anything until 60 days has passed and AA tell me there is no reason they wouldn`t decline it.

Anyway onto my thread subject line, I asked AA to cancel my membership as I am only 5 days into my 14 day cooling off period and they tell me they will charge an admin fee of £20 to cancel during the cooling off period.

Are they allowed to do that?

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