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Claiming legal fees on home insurance?

I've recently posted my first ever post over on the Employment section (which I then accidentally duplicated in the "Discussion Time" board too - have asked someone to merge them :D)

Anyway, if anyone cares to pop over to either of those threads to take a read about my situation (involving whether or not to make a personal injury claim), someone suggested I may be able to claim the legal fees on the house insurance - how would I go about doing that? Having never claimed a thing in my life, its all new to me.

Comments

  • Crazy_Jamie
    Crazy_Jamie Posts: 2,246 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    On the limitation point, s/he has put an explanation for not realising that the spine had been fractured in the other thread. It sounds potentially reasonable to me, so there could be an argument there regarding date of knowledge that the injury was significant.
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  • geri1965_2
    geri1965_2 Posts: 8,736 Forumite
    edited 5 August 2010 at 7:37AM
    Any defendant insurer will flatly refuse to entertain a claim resulting from an injury in 2005, so proceedings are almost inevitable. The OP will need to find a solicitor who is up for the fight.

    Just re-read the original post and another thing I would expect insurers to fight on is the issue of causation. What evidence is there that the injury being complained of now resulted from the accident in 2005? Was the accident recorded by the company who were giving you the interview? All I can see if that your GP thinks the problem must have arisen from a fall at speed. That is not particularly compelling.
  • dzug1
    dzug1 Posts: 13,535 Forumite
    10,000 Posts Combo Breaker
    I've recently posted my first ever post over on the Employment section (which I then accidentally duplicated in the "Discussion Time" board too - have asked someone to merge them :D)

    Anyway, if anyone cares to pop over to either of those threads to take a read about my situation (involving whether or not to make a personal injury claim), someone suggested I may be able to claim the legal fees on the house insurance - how would I go about doing that? Having never claimed a thing in my life, its all new to me.


    You would contact your house insurer

    They would then give you permission (or not) to go ahead, or alternatively pursue the case on your behalf
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