PPI on Equifax report

joannelouise81

I have just downloaded my equifax report but how do i know if there is PPi on anything?

di3004

joannelouise81 wrote: »

I have just downloaded my equifax report but how do i know if there is PPi on anything?

Hi there & welcome

I take it the report does not confirm the insurance side of it then?

I would personally try to get the info direct from the company if you can, by either writing a simple letter, enclose a £1 cheque or postal order, and request they send you a copy of your agreement by 12 days.

The other way is you could ring the business, as long as you have the account number - they should check this out for you.

Or another way is to request a Subject access request (SAR), you enclose £10 cheque or postal order, and they have 40 calendar days to comply and send all they hold on your accounts.
There is a letter template for this on link below.
https://forums.moneysavingexpert.com/discussion/1475553

However, if you can try to find out by ringing them first, and you have been mis sold the policy, you could go ahead and make a reclaim for your reasons by completing the FOS questionnaire, they have 8 weeks to respond with a decision, sometimes they request for more time.
Keep a copy for yourself as well, and you send the questionnaire to the ones who set up and sold you the policy.
This way you may even receive a copy of the agreement free of charge enclosed with the first letter from them.
The FOS questionnaire is used instead of a template reclaim letter.
And you will find this on below link - further down the page as stage one of reclaiming.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

Hope this helps, good luck.;)