How do you spend £700+ a month?

movnik894

Hi all, I am a fairly new stoozer, taking the slow, simply spend approach. Really excited, things are going well and fitting in with my normal monthly expenditure, on a credit card (Virgin) with the equivalent put into a little savings pot (AA)
Loving the adventure and the idea of getting me credit rating pushed up a bit based on reliable and regular spending.

Now, maybe I am getting a little ahead of myself, but I read other peoples stoozing adventures and stories of people getting into the realms of 10k credit from credit card companies.
What I really want to know is, if and when this happens to me, (light years to come!) how do you operate it on a slow stooze method?

If you take, say 10k credit for 12 months, thats around £800 you should save and spend. How do you spend that much a month on a credit card? I mean, I do anyway, but a large chunk of that is rent that comes straight out of my bank via cheque.

There is only so much I can spend on credit card so does that mean I am unable to go much higher, if offered, than my 2k in the future? I would definitely not be able to reap the benefits if this is the case.

Can anybody help or have any ideas or comments? I preferably want to keep it to the Simply Spend method as the fast approach seems almost a logistical nightmare and probably not as beneficial.

Thanks in advance.

splatt30

My credit card spend is anything from £500 to (this month) £6000 each month. I pay for EVERYTHING on the card, provided there is no / a not unreasonable fee to do so (ie will pay fee for big holiday for protection offered by credit card, won't pay 70p to use it in IKEA). And that includes £1.50 for car parking, £3 for a sandwich, £7 in a bar. If we go for diner with friends I pay for the lot on my card and take the cash from them and put it in the bank. All shopping no matter how small the amount. I rarely have more than £5 cash on me and that's just in case I need milk or bread from the local shop which doesn't take cards.

This months mamoth spend includes £2000 toward new car, big spend in kiddicare on nursery furniture, pram etc, and holiday in France so it is a bit unusual. However, if you do put all your spending on the card you'll be surprised (and possibly a bit shocked) at how quickly it can build up!!!!

serverdog

I have to agree with splatt30. We use our cashback credit card in exactly the same way. On a good month, it will be £700, but as we are having some work done to the house at the moment, it is closer to £4000 for the past few months.

Debt_Free_Dreamer

When I wanted the cashback on my AMEX, paying the bill for everyone and collecting up the cash was a regular event for me. A couple of work meals out when there were 20 to 25 people, really bumped up the spend.

Just say, "I need cash, I'll pay the bill". No one seemed to mind!