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LloydsTSB Premier Account

Hi
I have had a LloydsTSB Premier account for some years which costs £25 pm for various benefits. One of the benefits, which I do use most months is a £500 'free' overdraft, or at least it's part of my £25 package. I have now received a letter telling me that from Oct any overdraft over £10 will now incurr a £5 pm month charge. Do I just have to accept this or should I expect a reduction in the fee I pay? Assuming I am still happy with my origianl deal and don't wan't to close or move the account

Tanks

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