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Special Official Note For Mortgage Brokers

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Comments

  • silvercar
    silvercar Posts: 49,648 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    There seem to be two areas of concern.

    Firstly, that posting an answer to a query with a signature that your an advisor may look like advice, may lead to business and that is not the purpose of those commenting on here.

    This has been heavily discussed on this thread.

    Secondly, and of more concern, people could get unsolicited PMs from mortgage advisors who do not post on here but use the site as a way of generating business leads. Which is why I would like to see a warning about this in the signatures.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • EdInvestor
    EdInvestor Posts: 15,749 Forumite
    Which is why I would like to see a warning about this in the signatures.

    The warning should be issued officially by the site, not by individual posters in their signatures.
    Trying to keep it simple...;)
  • whiteflag_3
    whiteflag_3 Posts: 1,395 Forumite
    EdInvestor wrote:
    The warning should be issued officially by the site, not by individual posters in their signatures.

    For once Ed we seem to be in total agreement!;)
  • EdInvestor
    EdInvestor Posts: 15,749 Forumite
    For once Ed we seem to be in total agreement!

    Strange isn't it whiteflag, I notice those in skirts seem to agree as well.;)
    Trying to keep it simple...;)
  • AndrewSmith
    AndrewSmith Posts: 2,871 Forumite
    :rotfl:

    Skirt is off now, back on at the weekend.

    Serious note though, I think that is the way to go, as I have said throughout the thread. Get rid of ambiguous signatures, then there is no accusation of wrongdoing in the open forum. The thing is you see that just because someone says they are a Mortgage Broker does not necessarily mean they actually are, or that they are FSA registered etc etc.
  • payless
    payless Posts: 6,957 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    sounds good to me
    Any posts on here are for information and discussion purposes only and shouldn't be seen as (financial) advice.
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    So what are we saying now? No signatures, or just a warning on signatures and being cold PM'd from site mods? I'm confused!

    Andrew, I'm sure the sheep will be delighted to see you, but be careful you don't frighten them off in your fake sheep outfit.:rotfl:
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • payless
    payless Posts: 6,957 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    MortgageMamma wrote:
    So what are we saying now? No signatures, or just a warning on signatures and being cold PM'd from site mods? I'm confused!

    The site owners will make up their own mind... but would appear "self regulation" seems to be settling on - signatures not be f/s based in any way
    Any posts on here are for information and discussion purposes only and shouldn't be seen as (financial) advice.
  • EdInvestor
    EdInvestor Posts: 15,749 Forumite
    The consensus seems to be

    No signatures of the "I am a mortgage broker but this is not advice" variety
    Identification of job and link to company website allowed in profile
    Absolutely no cold calling/approaches to posters whatsoever
    Posters to be warned about dangers of unsolicited approaches and asked to report incidents

    People OK with that?
    Trying to keep it simple...;)
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Yeah I'm more than OK with it! :)
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
This discussion has been closed.
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