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Transaction not showing up after 2 weeks?

Bought some cigarettes in palma nova, spain on 14 July. Put it on a Nationwide CC with no commission. They charged in sterling without asking me, so I asked them to refund it and charge in euros as I would get a better rate through the credit card company, and they did.




So they put a sterling charge through, then a refund, then a euro charge. none of this has shown up on my CC account yet. I used my card at home last thurs and that transaction has appeared, so its not a problem with the CC company ( I assume?).




How long do I have to wait for it show up - dont want that hanging over my head, its almost £200.

Rang customer services, but because I rarely use the card I couldnt answer the security questions, so they wouldnt access the account for me.

Asked the password - I have no idea, too many accounts, too many different passwords, and they "dont do reminders", so how am I ever going to get in?

Was asked another security question, how are the bills paid, I said I dont know if there is a direct debit set up or not, I dont use the account that often. So they wouldnt let me in or offer any other security questions!

Comments

  • chris_n_tj
    chris_n_tj Posts: 2,659 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Sorry cant help much Shell but it did take 3 weeks last year for one of ours to show up.
    Chris n TJ
    ps nice to see someone else from trip advisor in here xx
    RIP TJ. You my be gone, but never forgotten. Always in our hearts xxx
    He is your friend, your partner, your defender, your dog.
    You are his life, his love, his leader.
    He will be yours, faithful and true, to the last beat of his heart.
    You owe it to him to be worthy of such devotion.
  • pipsi_2
    pipsi_2 Posts: 238 Forumite
    I paid for some petrol on my debit card a couple of weeks ago and it took a full week for the money to come out of my account, in fact i put more fuel in my car a couple of days later and that charge came out before the first one. Really odd with it being a debit card.

    Sometimes there are just delays caused by a number of reasons. It could just be because it was a foreign transaction and it might take a little longer to show. You could be lucky, the payment might be lost in the ether. Might be worth making sure the funds are available for a while just in case though. Try calling your credit card company again or going into a branch if it is issued by a bank and explain that you have forgotten the security information, they may be able to do something regarding that.
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Keep the money handy for the next 6 years just in case.
    If it still has not appeared you can smoke yourself to death LOL
  • the_insider
    the_insider Posts: 795 Forumite
    I am a little concerned that you don't know how your bills are paid when you have used the card recently. Are you planning on waiting for a collections letter telling you you've been charged before you do something about it?
    Getting married 02.08.14
    Wins for the wedding: membership for a 'wedsite' and app, £35 gift voucher for party supplies shop, £50 worth of hand painted signs, 1kg of heart shaped marshmallows :money:
  • shell820810
    shell820810 Posts: 393 Forumite
    I am a little concerned that you don't know how your bills are paid when you have used the card recently. Are you planning on waiting for a collections letter telling you you've been charged before you do something about it?

    Thanks for your concern, but obviously when I receive my bill it will say on it if the payment will be taken by direct debit, otherwise I will make a payment :whistle::doh:
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