Nice suprise from old cards not cancelled

bluep

Just done a quick call around some old cards I hadn't cancelled to see what they would offer as a balance transfer rate. I didn't really threaten to cancel (seeing as they have been unused for anything since a balance transfer over a year ago, I didn't think I'd have much of a leg to stand on.>YOU'LL LOSE MY CUSTOM.....>what custom? oh. yeah. fair enough...)

Anyhows, M&S card offered 9.9% for life up to £3000, no fee and Abbey National offered me 1.9% for 6 months for £3000 with a £75 fee - this equates to approx. 6% for 6 months. Not as great as it could have been, but I didn't want to go and apply for a new card as we've just done a credit score for 0% finance on our new tv. Much better than my 18 odd % HSBC card that the cash is sitting on at the moment.

monty100

Tried this with my Nationwide credit card, not used for ages - could they offer me a balance transfer deal? 'No' was the answer. Oh well. Plan B.

itsmylife_2

Just phoned Lloyds TSB the other day, which I haven't used in ages, and they initially offered 4.9% for 6 months, then said, no, wait, we can offer you 0% for 6 months with a fee! :T :T :T so just moved everything from my Egg card, would never have thought of trying stuff like that before joining this site! So thank you MSE!