natwest paid referral fee £20 + £15

For the third time natwest have charged me these fees for going a small amount over the overdraft (due to payments in taking longer than payments going out). I'm now losing patience and wondered if I can claim these fees back as I am struggling enough as it is without getting wacked with these charges.

Any ideas??

Comments

  • Premier_2
    Premier_2 Posts: 15,141 Forumite
    10,000 Posts Combo Breaker
    Probably not unless you can prove financial hardship ... and even then you are not guaranteed any refund.

    Read the MSE guide to reclaiming bank charges
    http://www.moneysavingexpert.com/reclaim/bank-charges

    and the sticky on financial hardship online resources
    https://forums.moneysavingexpert.com/discussion/2428497
    "Now to trolling as a concept. .... Personally, I've always found it a little sad that people choose to spend such a large proportion of their lives in this way but they do, and we have to deal with it." - MSE Forum Manager 6th July 2010
  • imback
    imback Posts: 8 Forumite
    edited 6 August 2010 at 1:52AM
    Hi,

    I have had the same thing happening also.

    See 'nat-west charges' under forum

    Again it happend it appears that the charges are debited at the last moment of the day
    and do not appear on the front online statement screen until the next day when its to
    late to transfer monies over.

    very poor from NatWest/RBS
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