shared room rate for under 25s - does it always apply?

puddy

yes of course, but im worried that they dont have the organisational skill to ensure that money is saved or put away to counter any overpayment if they notify them a month after the changes. lets say he starts work on 14th august, i dont know when he will get paid, lets say the end of the month. their benefits will change from 14th meaning an overpayment (although possibily not a big one as benefits are normally in arrears), but i suspect that because he will be starting midway through a month, he wont be paid until the end of september, meaning that any benefits change will leave them without money for about 6 weeks until he gets paid. now if they wait until he gets paid, they've got 6 weeks of jsa and hb/ctb to pay back. if they inform them straight away, they will have to manage on what they have until he gets paid

debrag

Usually if payday is end of month and you start work anytime in that month (other than the last week/pay week) you will get paid at the end of that month.

RAS

He needs to know when he first gets paid. here is could be 6 weeks but they would do a deal if the new employee needed help.

Also is there not some sort of new option for a 4 week LHA run-on?

Jowo_2

puddy wrote: »

i i can only advise, i cant instruct her. ..

save your breath. when a cat owner talks to their cat, all the cat can hear is 'blah, blah, blah' and that's the same with some people who really underestimate the risks of their decisions and remain excessively optimistic about outcomes.

puddy wrote: »

..we lent them 30 quid the other week because they didnt have any food, only to pick them up at the supermarket and her say, 'look at this lovely cutlery drawer i found'. i cant stand it

never a borrower nor a lender be. if it happens on one occasion its their fault, if it happens a second time, its your fault. learn the lesson the first time round. if you don't expose yourself to the consequences of her dodgy budgeting, then you won't get personally affected. simply ignore any hints for personal loans in the future.

Jowo_2

puddy wrote: »

yes of course, but im worried that they dont have the organisational skill to ensure that money is saved or put away to counter any overpayment if they notify them a month after the changes. lets say he starts work on 14th august, i dont know when he will get paid, lets say the end of the month. their benefits will change from 14th meaning an overpayment (although possibily not a big one as benefits are normally in arrears), but i suspect that because he will be starting midway through a month, he wont be paid until the end of september, meaning that any benefits change will leave them without money for about 6 weeks until he gets paid. now if they wait until he gets paid, they've got 6 weeks of jsa and hb/ctb to pay back. if they inform them straight away, they will have to manage on what they have until he gets paid

back off - this isn't your problem, nor are you likely to influence the outcome. i know that you have professional benefits experience so it must be hard to distance yourself from their poor decisions but this is their problem and they must live their own lives.

i know its tempting to get involved but they've already ignored your initial advice. they may very well be sleepwalking into debt but there's little you can do.

you are spending significant time on trying to work out their entitlement, budget, help them with planning which is laudable but likely to be ineffective. even if they screw up there should be no impact on you so try not to worry so much about their financial mismanagement which sounds like fairly entrenched behaviour.

puddy

not as easy as that, she is my OHs daughter. she has not been bought up to pay her own way, he has overcompensated for years (due to trauma in the family).

you dont want to know the nightmare with one of the others, about to be evicted etc etc

re paydate, it depends on the payroll, my own work (one of them anyway) the payroll is 15 days before pay day!!!

puddy

RAS wrote: »

He needs to know when he first gets paid. here is could be 6 weeks but they would do a deal if the new employee needed help.

Also is there not some sort of new option for a 4 week LHA run-on?

good point, they have only lived there for a month though, is there some minimum time they needed to have been on lha to qualify for the run on?

Oldernotwiser

puddy wrote: »

not as easy as that, she is my OHs daughter. she has not been bought up to pay her own way, he has overcompensated for years (due to trauma in the family).

Dare I suggest then that he should be the one sorting all this out for her?

puddy

of course, you know that, i know that but emotional availability is an issue with us at the moment, repressed grief, the whole shebang, he hs found it easy for years to not say no, to not address realities of life. the consequence? she drops out of job after job after job and then has no money, was living in a tent at one point (i refuse to house), one of the other children is a 'student'.

when he started uni, i rammed it home that his student loan will not cover hiim all the time, he needs to get a job. yeah yeah, i'll do that in the second year

everytime we saw him after this, he had some new gadget, he booked a holiday to new york

second year comes, no job, then he doesnt turn up to uni from jan 10 until now. still no job

now on the verge of eviction, owes loads of rent. i have refused for him to live with us as i see that its his fault and that once ensconced here, he probably wont ever leave.