We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Debate House Prices


In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non MoneySaving matters are no longer permitted. This includes wider debates about general house prices, the economy and politics. As a result, we have taken the decision to keep this board permanently closed, but it remains viewable for users who may find some useful information in it. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Let's help Duncan Smith - how would YOU improve the benefits system?

1192022242536

Comments

  • Francesanne
    Francesanne Posts: 2,081 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    ps2659 wrote: »
    You make it sound like a savings club, benefits are there to help the needy, why give winter fuel payments to pesioners living abroad in the sun.
    You can still be needy despite living abroad.
  • marklv
    marklv Posts: 1,768 Forumite
    DizzleUK wrote: »
    I recently had a period of just under 6 months without a job.

    I found the Jobcentre to be largely unhelpful. Every 2 weeks I would visit, they would ask me what I have done to look for work, I would tell them, they would accept my word for it. One several occasions I would turn up for my appointment only to be told they were running behind and only had time for me to sign my declaration then I'd be on my way.

    As for the money, I worked out that with everything I was entitled to, I was only £6 worse off than if I had a minimum wage job working 35 hours a week!

    I'm not the sort of person who goes out on the razz every week, nor do I have any expensive habits, so I found the amount I had coming in every fortnight quite manageable and was never reduced to "Tesco Basics" for food etc.

    Given that level of income and comfort, low levels of debt etc there really wasn't any incentive for me to find a minimum wage job that I wouldn't like. There was no motivation.

    For me though, I WANTED to get a job, I didn't want to be part of the benefit culture and with a lot of effort on my part alone, I found myself a good job with a good pension scheme and good prospects, and on top of that, I enjoy the work!

    If this government really wants to sort out the benefits system, it has to make it more uncomfortable for those on benefits to live.

    I think perhaps something along the lines of food vouchers, electricity and gas vouchers should be given out instead of cash. The vouchers would have to be backed up with ID or something to prevent a black market developing.

    If the £65 JSA was broken down into £35 food vouchers, £15 energy vouchers and £15 cash. Maybe the "shame" of presenting vouchers to pay for your goods may encourage a few more to find a job. I certainly wouldn't have liked it.

    What you are advocating is the humiliation of people simply because they are not able to find work - highly immoral in my opinion. And forcing people to take totally unsuitable jobs is also wrong - for the employers who are lumbered with them, for the government and for the jobseekers themselves. There is no easy answer.
  • StevieJ
    StevieJ Posts: 20,174 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    You can still be needy despite living abroad.

    True icon9.gif but I guess you didn't mean that.

    http://www.povertycrisis.com/stats.html
    'Just think for a moment what a prospect that is. A single market without barriers visible or invisible giving you direct and unhindered access to the purchasing power of over 300 million of the worlds wealthiest and most prosperous people' Margaret Thatcher
  • artha
    artha Posts: 5,254 Forumite
    pop_gun wrote: »
    this point has already been made, but it's worthwhile making it again. there's no way this country will be in a state of full employment. even if every job in the economy was filled there would still be millions unemployed

    I probably haven't thought this through properly but I've always thought that there must be useful/productive "work" for those on benefits to do in the community. The danger is of course that we create an underclass who are "working" for less than the minimum wage. Perhaps it is the minimum wage that has created the problem whereby there is work but paying the minimum wage does not make it viable. If I were unemployed I would rather be doing something useful for my benefit payment to keep me sane but the catch is that this could be considered exploitation. Is there a win win situation?
    Awaiting a new sig
  • richardvc
    richardvc Posts: 1,171 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    One thing that really winds me up is we know a family who get a large amount of tax credits and use them to go to Florida three times a year ! Now, I wouldn't call that needy !!!
    Thanks to MSE I cleared £37k of debt in five years and I was lucky enough to meet Martin to thank him personally.
  • ILW
    ILW Posts: 18,333 Forumite
    marklv wrote: »
    What you are advocating is the humiliation of people simply because they are not able to find work - highly immoral in my opinion. And forcing people to take totally unsuitable jobs is also wrong - for the employers who are lumbered with them, for the government and for the jobseekers themselves. There is no easy answer.


    What do you mean by unsuitable?
  • zygurat789
    zygurat789 Posts: 4,263 Forumite
    Part of the Furniture Combo Breaker
    I fail to understand why to get people on benefit back to work and make it beneficial for them, the personal allowance is raised thus giving those with an income of up to £112,950 a tax reduction.
    The solution should be to reduce the 39p per £ reduction of tax credits then only those actually receiving the tax credit would receive anything.

    There are plenty on here whom seem to think that single mothers with children should be targetted.
    This is totally wrong. The target should be the fathers of these children who should be made to shoulder their responsibilities. Why should everyone else be made to pay for other men having two or more families?
    The only thing that is constant is change.
  • ILW
    ILW Posts: 18,333 Forumite
    zygurat789 wrote: »
    There are plenty on here whom seem to think that single mothers with children should be targetted.
    This is totally wrong. The target should be the fathers of these children who should be made to shoulder their responsibilities. Why should everyone else be made to pay for other men having two or more families?

    That only works if the mother is willing and able to give the details of the father to the authorities.
  • zygurat789
    zygurat789 Posts: 4,263 Forumite
    Part of the Furniture Combo Breaker
    ILW wrote: »
    That only works if the mother is willing and able to give the details of the father to the authorities.
    What better carrot than money?
    No name no benefit.
    The only thing that is constant is change.
  • bendix
    bendix Posts: 5,499 Forumite
    zygurat789 wrote: »
    What better carrot than money?
    No name no benefit.

    Perhaps the mothers don't know. Slappers.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.