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credit card payments on ebay?

hi, i need a bit of advice

i sell things on ebay, have always taken paypal, cheque, postal order, no problem.

i've never tried the option of accepting credit card payments, does anyone have experience of this? is it safe for the seller (me)?

does this mean i get the payment straight away and its guaranteed to me? (and the buyer sorts it out later when their bill arrives).

also, does anyone know anything about nochex etc. ?what are they and are they safe for the seller?

would like to hear anyones experiences, thanks. :)

Comments

  • If you accept PayPal and have a premier or business account it is likely that you would have been paid via a credit card at some point.

    Do you mean you want to have your own merchant account such as WorldPay?
    --><-- Sugar Coated Owl --><--

    If you believe, you will survive - Katie Piper

    Woohoo! I'm normal! Gotta go tell the cat.
  • bleugh
    bleugh Posts: 1,796 Forumite
    paypal or nochex allow credit card payments

    paypal is more popular

    nochex better for sellers
    money saving my @rse.
    I've spent 10x as much as I would if I had never discovered this website :-)
    :: No Links in signatures please - FM ::
  • I think - not sure though - that Ebay has put nochex onto their 'banned' list. They seem to think it is unreliable.
    :j30/7/10:j

    :j24/1/14 :j
  • Nochex is allowed again.
    --><-- Sugar Coated Owl --><--

    If you believe, you will survive - Katie Piper

    Woohoo! I'm normal! Gotta go tell the cat.
  • kevinyork
    kevinyork Posts: 1,232 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Unless you are a big seller then accepting credit cards through merchant accounts can be costly as there are set up and subsciption fees. Better to stick with Paypal or Nochex.
  • soolin
    soolin Posts: 75,001 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Totally agree with kevinyork..if you think paypal fees are high then you will be knocked sideways by merchant account fees. There is also no real advantage unless you are a shop or a trader with a huge turnover, you do get a little more control over who uses a credit card but are still subject to the dreaded chargeback for any reason.

    Soo
    I’m a Forum Ambassador and I support the Forum Team on the eBay, Auctions, Car Boot & Jumble Sales, Boost Your Income, Praise, Vents & Warnings, Overseas Holidays & Travel Planning , UK Holidays, Days Out & Entertainments boards. If you need any help on these boards, do let me know.. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.
  • rls1973
    rls1973 Posts: 781 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    If you accept PayPal and have a premier or business account it is likely that you would have been paid via a credit card at some point.

    Do you mean you want to have your own merchant account such as WorldPay?
    dont know really, just didnt know the difference!
  • rls1973
    rls1973 Posts: 781 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    thanks for all the advice folks!
  • Personally I would stick with PayPal. You can accept credit cards through PayPal anyway which is what you wanted to do. If you have a basic PayPal account just upgrade it to a premier or business so that you can accept card payments.
    --><-- Sugar Coated Owl --><--

    If you believe, you will survive - Katie Piper

    Woohoo! I'm normal! Gotta go tell the cat.
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