Car Insurance where you can drive an Uninsured Car in Europe (owned by myself)

neaverbeaver

Dear Forum,

I am not having any luck. I am trying to find a car insurance provider who will allow me - on a UK policy- to occasionally drive a car I also own in Southern Ireland.

I am currently with Prudential and they will not allow me to do so, so I am looking to change UK insurers rather than have to take a totally separate Irish policy out on the car in Ireland as the costs would be too prohibitive.

I work in the UK but go home every few weeks for a day or two, so maximum days driven in Ireland per annum would be approx. 40-50.

Any Ideas?? As nothing short of calling every company and broker will get me this information and the automated menus are slowly but surely driving me insane!!

Thanks all,

neaverbeaver, Oxford

bouncydog1

Where policies have a driving other cars extension this only applies to vehicles not belonging to the insured so this wouldn't work.

Also don't know what the requirements are re: insurance in southern Ireland - best bet might just be to hire a car each time - if the insurance excess is too high and the waiver charge too great you can buy a standalone policy to cover your excess.

Other alternative might be for you to purchase a local policy in Ireland and suspend cover between trips - do you have motor tax there and do you have to provide evidence of insurance to tax the vehicle - if so you won't have any alternative other than to buy a policy for the vehicle in Ireland or risk driving an untaxed car.

Newbie06

Hi there,
my dad's insurance has a euro certificate on the policy, which allows travel in Europe for upto 90 days in the term upto 30 days at anyone time - this may good for you as S.Ireland is counted as Europe - he's insured with Admiral...

raskazz

You will really struggle with this. Pretty sure that no insurers will be comfortable in accepting the risk that you are proposing.

BTW - Please don't refer to the Republic of Ireland as 'Southern Ireland' - there is no such country!

bouncydog1

Newbie06 wrote: »

Hi there,
my dad's insurance has a euro certificate on the policy, which allows travel in Europe for upto 90 days in the term upto 30 days at anyone time - this may good for you as S.Ireland is counted as Europe - he's insured with Admiral...

Yes, but that cover will apply to the vehicle he has insured - the OP doesn't want to buy a separate policy and is looking for cover where he can drive another uninsured vehicle that is owned by himself, which he can't do on the driving other cars extension because that applies to vehicles not belonging to the insured.