Letter from insurer - 3rd party not admitted liabilty

[Deleted User]

Refers to an accident a few months ago, where other driver rammed wifes car when it was parked in the car park.

Contacted insurance and had work done. Didnt have to pay excess because it seemed open and closed case.

Then they've sent me this letter. Do I need to do anything?

Surely, since I've given them my statement etc its up to them to play hardball with the other insurers and get them to cough up?

Strider590

I have/had the same thing goin on, even got an independent witness, but the old fart who hit my car is being stubborn !!! about it.

Quentin

Has the letter asked you to do anything? Or is it just to inform you that liability is being disputed?

[Deleted User]

Quentin wrote: »

Has the letter asked you to do anything? Or is it just to inform you that liability is being disputed?

Just informing me. I didnt actually say liability is being disputed just 3rd party had not admitted liability yet...

[Deleted User]

Strider590 wrote: »

I have/had the same thing goin on, even got an independent witness, but the old fart who hit my car is being stubborn !!! about it.

Got plenty of witnesses if needed. Just wonder if its worht contacting the 3rd party myself and getting things moving.

It was actually a young girl driving her dads car. When I spoke to him after the accident, I think his daughter did understimate the amount of damage she caused - so maybe thats why hes playing funny sods (it cost almost £2000 to repair). i.e. hes seen cost of repair that his insurance is due to stump and thinks we're taking the p**s.

Maybe its time to stop being nice and tell him I've got witnesses to say his daughter lost control of the car because she was on her mobile at the time !!! (she begged wife not to tell him this).

bryanb

[quote=[Deleted User];35191659]Just informing me. I didnt actually say liability is being disputed just 3rd party had not admitted liability yet...[/QUOTE]


If your renewal is due soon you may have to pay without full NCB till it's sorted. Also maybe the excess.

Quentin

[quote=[Deleted User];35191659]Just informing me. I didnt actually say liability is being disputed just 3rd party had not admitted liability yet...[/QUOTE]

In that case let them sort it. No need to get involved with any aggro with the third party. (It will be their insurer stalling) (Does your insurer know about the part played by the mobile phone?)

[Deleted User]

bryanb wrote: »

If your renewal is due soon you may have to pay without full NCB till it's sorted. Also maybe the excess.

Thats the thing I didnt have to pay the excess and the works all been done.

It does my head how long it takes insurance companies to pay out for things like this.

[Deleted User]

Quentin wrote: »

In that case let them sort it. No need to get involved with any aggro with the third party. (It will be their insurer stalling) (Does your insurer know about the part played by the mobile phone?)

Not mentioned the mobile phone to insurer. Didnt think it was that relevant.

Car was parked with no one in it. She rammed into the back of it for whatever reason.

Quentin

It's always relevant if you consider a third party was committing an offence at the time of a collision. (And it can get the police involved - any conviction against the third party is always useful to have!)

[Deleted User]

Wish I had now. Wife was there at the time and the young girl burst into tears....

Next time someone rams me I aint gonna be so nice....