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Thursday 29th July - What DFW things have you done today?
WelshWoofer
Posts: 5,076 Forumite
:)When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important
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Comments
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Morning all!
Still couldn't see a thread on the go so started one off - maybe the double thread yesterday has put someone off starting one?
Today I'll be taking my sis to the museum for something free to do. Apparently there's free disabled parking outside too so hopefully it'll be a LSD if not a NSD.
My list.....- Get sis up and ready for the day
- Walk dog for free exercise
- Go to museum for free
- All food from stores
- Check banks
- Get OH to give me his half of the fridge money
- Mow lawn if the rain stops
- Write shopping list for tomorrow - trying to stick to £30 budget this week
- Clean patio door windows
- Phone pub restaturant to book table for Saturday for the mum and mum in law visit:eek: - they really get on and want to meet up when my mum visits on the weekend
- Do any surveys that come - got chucked out of loads yesterday
- Read library book
- Stay in tonight and watch the soaps - Eastenders and Emmerdale good at the moment and Corrie's hotting up! Sad I knwo but it keeps me off the streets!
- Check ebay - nothing happening so far
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Morning Rachel...and those who follow;)
I'm just enjoying the quiet house as girls still fast asleep!
I'm going to nip to Argos when I'm ready and pick up a little shelf unit as I rearranged my bedroom yesterday (no mean feat, it's tiny!) - and have room for some shelves to pile all my uni books on.
Taking girls into town later...to look for lions:rotfl:
Ok, list time:- check bakning - TC day yay
- daily scratch
- water heating on for under an hour
- washing on quickwash - then on the line
- use park and ride for town
- return clothes of dd2's to new look
- write meal plan for next week
- write shopping list to go with said meal plan
- meal from plan tonight - hm pizza and hm wedges
- update diary on here
Have a fab day everyone:jI really need to sort out a new signature!0 -
will be taking my kids into bournemouth for the family festival. Will be walking using nature path way. and taking a picnic so very mse..♥♥♥Life is too short to wake up with regrets ♥ So love the people who treat you right. ♥ Forget about the one’s who don’t ♥ Believe everything happens for a reason ♥ If you get a second chance, grab it with both hands ♥ If it changes your life, let it ♥ Nobody said life would be easy, they just promise it would be worth it ♥0
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Morning,
Mmm things Im doing today.....
Checking e bay. Item Im selling finishes tonight. Currently at £85.
Filled in form to get free fridge on a trial. Found it on here.
Packing for holiday. Money for that saved up. For first time ever!
Filling in spending diary.
Working an extra night shift tonight. ( £150)
Friend asked me to go for lunch tomorrow. I said no lets have coffee instead as Im skint.
Going to dry washing outside as weather good.
That's all I can think of for now.Egg April 10 £6600 Jan £4678 now £0
Santander Jan £3414 April £3338
Virgin April£2643 Aug £3155 April £7109
Barclaycard Oct £1476 April £1287
So far paid off 17% of c.c. debt:T0 -
Well done isy on saving for your hols!
Hope you enjoy them - where are you going?0 -
Hi.
We are going to Wales (Pembrokeshire) in a touring caravan we have rented. I cant wait.Egg April 10 £6600 Jan £4678 now £0
Santander Jan £3414 April £3338
Virgin April£2643 Aug £3155 April £7109
Barclaycard Oct £1476 April £1287
So far paid off 17% of c.c. debt:T0 -
isy congrats on the holiday
things I'm planning to do:
*check banking
*update budget sheet
*free scratchcards
*daily clicks
*use free parking in city centre in the evening
*drink soft drinks and tap water when going out in the evening
*do tesco online shop so all teh cat food will get delivered in one go rather than several car journeys0 -
Morning all!
I was up at ten to six and thought about starting us off but decided I hadn't even thought of a list at that time so didn't bother!
Today:-
- Work hard and make the most of minimal jobs I have in the workshop!
- No opportunities to sell purges today
- Lunch and snacks from stores
- NSD - need a few bits but will hold out til Saturday
- Update MSE diary
- Update sig
- Do some onepoll
- Ran some HC over night last night
- Hang HC out to dry if time when I'm home
- Run another load over night
JxNothing to report as yet...give me a minute...!0 -
millyscarlett wrote: »Taking girls into town later...to look for lions:rotfl:
There's a tiger loose in Jo'burg at the moment......it escaped when being taken to the zoo yesterday. Hope the girls find what they want
Morning All :wave:
I survived my night alone
And it is gloriously sunny here 
So today I have/will- finished my shrug finally last night :j So have spent a couple of hours choosing a free pattern on-line to knit my next item. What I want to knit wasn't available, so I'm going to adapt another pattern....I'm getting quite adventurous now :undecided
- sent a couple of long e-mails to those I owe - some more to be done
- bought hair dye yesterday - it's the 1st non-salon dye I've attempted in years. _pale_
- will do 15 mins on the cross trainer again today
- supper from the menu plan - it has really worked this week, I'm beginning to get back into good habits

- Almost a NSD, I will be going to the rubbish dump/recycling centre and we tip the guys who unload our car a couple of rand... (11 to the £ at the mo) It would be silly not to get rid of all those bottles, JUST to make it a NSD.....:think:
- watered where my seeds were sown - nothing showing yet, am I being impatient? It has been 2 days :rotfl:
- read 2 newspapers on-line
Have a great day everyone :A0 -
Good Morning,
I had a bit of a sleep in this morning so I am a bit behind this morning but feeling more focused than I did last night.
My jobs for today are:- Catch up with emails
- Catch up with Facebook - done
- Check online banks
- Check one poll
- Quick shower - done
- Tidy the kitchen cupboard
- Update online diary
- Check mystery shopping sites - done
- Tidy the kitchen
- Catch up with the laundry - hang outside if it stays dry It's started to rain so I will leave this until tomorrow in the hope that it is dry
- Catch up with ironing
- Gather remaining pictures for ebay
- Feed the cats and dog - 1 done
- Walk the dog - free exercise - 1 done
- Post the letters that have been waiting now for 2 days - done
- Complete copywriting work
- Empty office bin
- Catch up with party plan work
- Check T delivery and put it away - done
- Take the meat out the freezer for tonight - done
- Take DS for a picnic using the meat cooked yesterday & food from stores -done Went for a picnic in the local park.
- Look into prices for school uniform
- Order clothes for going on holiday
- Complete mystery shopping assignments
- NSD
Aiming to get Debt Free.0
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