Time to Change!!!!!

scottswald

the bank said that in november they would try to change the interest rate of my loan (i believe they called it refinancing my loan) when i spoke the the indian lady (spoke very little english...grrr) on the phone she told me not to worry about it, i tried explaining that it was promised to me and would benifit me she still said dont worry about it!! i gave up explaining after about 5 mins.

i am going to go into my bank tomorrow and ask someone at the branch reguarding the issue, will i have to make an appointment with the branch manager?

scottswald

nobody follows my thread! :-(

anyway, i got a knock on the door at 8am this morning, it was my neighbor saying they had mains preasure water coming out of a burst pipe and wanted me to fix it!

anyway, it took me around 10 mins to fix and got £30 for it, result!

i'm gonna take it to the bank soon and also ask for an appoinment about refinancing the loan, wish me luck!

scottswald

well been to the bank and they told me they wudnt even consider refinancing for around 6 months...... llyods tsb collections department lied to me...... AGAIN!!!!!

twindad07

we had a similar thing with virgin CC, i rang them to see if they could reduce the APR, I was told yes and it was all sorted, got statement next month still with old APR on so rang again and was told that there was no way they could reduce the APR and I should never have been told that it had been done when it clearly hadn't!!

scottswald

twindad07 wrote: »

we had a similar thing with virgin CC, i rang them to see if they could reduce the APR, I was told yes and it was all sorted, got statement next month still with old APR on so rang again and was told that there was no way they could reduce the APR and I should never have been told that it had been done when it clearly hadn't!!

i have been repeatedly lied to by chase saunders and llyods tsb mate, makes me so mad!

Pollyholly

I am scribing, why do companies lie. I think they like to get rid of us of the phone but what does that gain in the long run:mad:

scottswald

Pollyholly wrote: »

I am scribing, why do companies lie. I think they like to get rid of us of the phone but what does that gain in the long run:mad:

thankyou polly! they lie through their back teeth and have a complete lack of empathy!

confused76

hi scott
i'll have a catch up on your diary Happy Christmas x

edit - i've just read through your diary and i think you're doing really well. i'll subscribe so if there is anything i can help with i will. you're in an enviable position with good earnings and no rent etc so make the most of that chance to pay your debts off. even while doing so you have room to still have a life!

scottswald

confused76 wrote: »

hi scott
i'll have a catch up on your diary Happy Christmas x

edit - i've just read through your diary and i think you're doing really well. i'll subscribe so if there is anything i can help with i will. you're in an enviable position with good earnings and no rent etc so make the most of that chance to pay your debts off. even while doing so you have room to still have a life!

thankyou! i havnt been on over the last couple of days as with it being christmas i am getting offered more hours of work, all of which i accept of course!

Had a tips bucket on the door on boxing day, we made £50 each, i'm quite happy with that. we are putting the bucket out again on new years eve and new years day but probably wont make as much then. every little helps though!

more good news! i've received my sorn notice from the DVLA so i need to get it photocopied and sent to my insurance company so they can give me a refund for some of my payments.

I also lent a mate an old hoodie of mine and he very kindly and honestly pointed out that i had £30 in the pocket which i didnt know about! result! :T

fizzypops

hi hope you had a great christmas, your still doing well i see.