Time to Change!!!!!

scottswald

scottswald wrote: »

i'm pretty confident that this will be everything lying around now though lol

just found another cheque for............... a massive £8.44 lol :T

scottswald

i've decided to sell a few things on ebay just to get a few extra pennies and to create a little space in the garage. bedroom etc.

i'll list them tonite and report back when they sell..

scottswald

my car insurance company will give me a £400 refund if i provide the document to say that my car was sorn back in march, does anyody know where i could get this document?

maybe local government?

i'm going to put them cheques in my account today so i can put it towards the loan. from the point when i hand the cheques into my branch, how long before the cash is available to me? immediately?

scottswald

hi, i havnt been on for a little while.

i have made other payments off towards my my loan but i have spent a little this month, DOH!!!

i ended up buying a snake as i've wanted one for years and the chance popped up.

vasseur

scottswald wrote: »

i'm going to put them cheques in my account today so i can put it towards the loan. from the point when i hand the cheques into my branch, how long before the cash is available to me? immediately?

It usually takes 3 days for a cheque to clear so the cash should be available to you now.

scottswald

i havnt been on here in a while as i had a few problems and felt embarrased that things didnt go as quick as i would have liked.

a long story short i found more debt that my ex had racked up for me, about a grands worth.

anyway, i have had problems getting the sorn certificate so i havnt claimed my £400 ppound refund for car insurance yet but it's in post so shudnt be too long.

i have been paying off bits and bobs and now my loan is down to £8792.50

i have got a couple of money tins which i am going to cash in and put in loan account over the next couple of days

i also have some scrap i plan to weigh in over christmas and hope to get around £500

i know christmas is a big hole in the pocket but i will end up making a lot more from extra hours on the doors etc than i spend on presents

scottswald

so im guessing my credit rating is pretty low after all this, any tips on how i build it up again?

scottswald

why cant i get any interest or help with my thread?

fizzypops

sorry about the extra debt, ex's are great arent they!!! :cool:

scottswald

arent they just!!!

to be honest all of this is from my ex, i didnt even apply for any loan, it was all my ex, this is the first time i have mentioned this