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D'oh! Better get started... I wanna be Mortgage Free!!

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Comments

  • Iris_Blue
    Iris_Blue Posts: 1,421 Forumite
    It's dark here too. Thought it was thundering then then I realised it was somebodys wheelie bin moving about :D

    OH is suppose to leave work at 3 but never does as unpaid overtime is expected so it's whenever he's back really. We should be in and out as only getting some bits. I think we'll hit the traffic on the way back though as the motorway is always packed.
    I can't be bothered updating this anymore
  • Good luck and keeping fingers crossed for the IVF Froggy I imagine it must be an all consuming focus and very tough on you both emotionally ...
    I hope it goes well for you! (and OH!)

    Good on the OPs too great stuff! I need to get an amazon pile sorted as we are feeling the pinch this month so will have a hunt- not looked on GM what kinda stuff are you finding sells well on there?

    Ahhhh I remember shopping at the Trafford centre a few years ago visiting friends- nearly bankrupted myself! :rotfl:
  • ally18
    ally18 Posts: 761 Forumite
    Froggy-G wrote: »
    Just been playing with the mortgage calculator, and this morning's OP has saved us £4539 in interest alone, and shorten our mortgage by 9 months! :D:D:D

    Froggy :cool:


    Wow, that is brill, when you see it written down like that, it makes it all worthwhile. :beer:
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    edited 8 September 2023 at 3:56PM
    Good luck and keeping fingers crossed for the IVF Froggy I imagine it must be an all consuming focus and very tough on you both emotionally ...
    I hope it goes well for you! (and OH!)

    Good on the OPs too great stuff! I need to get an amazon pile sorted as we are feeling the pinch this month so will have a hunt- not looked on GM what kinda stuff are you finding sells well on there?

    Ahhhh I remember shopping at the Trafford centre a few years ago visiting friends- nearly bankrupted myself! :rotfl:

    Hey TYO!:j

    Thanks for the good wishes..:D Amazon is great to sell..I sell books on GM, you get £3 for any book and you can send them out second class.. It's ok but does not shift as quickly as Amazon..

    I avoid the Trafford Centre like the plague..:rotfl:
    ally18 wrote: »
    Wow, that is brill, when you see it written down like that, it makes it all worthwhile. :beer:
    Its a good way for myself & OH to understand the impact of our OP's.. Impact will be huge as our interest rate is quite high, and we still have 31 years left on the term (no way it will last that long!!)

    Froggy :cool:
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Well done on the OPs, Froggy, and best of luck with the IVF.
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    Lois_E wrote: »
    Well done on the OPs, Froggy, and best of luck with the IVF.

    Thanks Lois, much appreciated! ;)
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • Ayeshalush
    Ayeshalush Posts: 636 Forumite
    Part of the Furniture 500 Posts
    Hi Froggy

    I have read your diary right through and have been lurking for a while. You are doing so well with your overpayments.

    Just wanted to post and wish you and your wife well with the IVF. I will be keeping my fingers crossed for you both.
  • babyb06
    babyb06 Posts: 369 Forumite
    Hey Froggy (the giant!! - 6ft 5!!!! wow!)

    Glad you had fun 'down south' - always good to have a break - especially with the work going on at home. I can't wait to see the finished bathroom!

    Iris' comment about you having six babies at once made me giggle - not sure if you have heard of jon&kate plus 8 about a family with twins and sextuplets - I was thinking of you doing a similar programme - cooking with the froglets and teaching them frugal ways! Fingers crossed for the IVF

    BabyB
    Mort at highest - June 2008 - £171,000 - Daily Int 5.9% = £27.64:eek:
    Offset Mort - Nov 2010 £150,299- Daily Int 3.75% = Nov £15.44
    Mortgage Jan 2012 - £136,000 - Daily Int 3.75% - £3.10
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    Ayeshalush wrote: »
    Hi Froggy

    I have read your diary right through and have been lurking for a while. You are doing so well with your overpayments.

    Just wanted to post and wish you and your wife well with the IVF. I will be keeping my fingers crossed for you both.

    Thank you.. Spotted earlier that you started your diary.. Will follow your progress with interest..

    Froggy :D
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Good luck Mr & Mrs Froggy, here's hoping the acupuncture has helped relax you :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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