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D'oh! Better get started... I wanna be Mortgage Free!!

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Comments

  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    Evening all! :j

    Positive day today ;).. All went ok at work - weird for a Monday, but its been productive.. Good news from OH's hospital test, and finally things are mproving, and acupuncture is having the much desired effect.. Next IVF go will probably be in May..
    Good trip at B&Q yesterday.. Got everything we wanted, saved £15 on the lot with the discount voucher, and will also get 4% cashback through in store cashback too!!
    Just had homemade chilli, yummy :p and OH's portion is ready for when she gets home later on.. Am off to a table tennis meeting in a minute..
    Had a call from recruitment agency and there is an interview looming, but I don't have much details as yet..All I know is that the salary on offer is more than what I am on now!! :rotfl:

    Cheers
    Froggy :cool:
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • Froggy my main amphibian! Good news about the pay rise and the prospective change in jobs which will certainly lead to an even bigger payrise. Kiss bye bye to that mortgage even faster!
    Mini Challenge - Halve 2nd Mortgage by Year End
    Starting: £10,000 Currently £8,142.62
    £3,142.62 to go!
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    Froggy my main amphibian! Good news about the pay rise and the prospective change in jobs which will certainly lead to an even bigger payrise. Kiss bye bye to that mortgage even faster!

    The faster the mortgage goes, the better.. I can't wait, it would be such a weight lifted off my shoulders! :D

    Froggy :cool:
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    Afternoon all!

    I think I have been playing with the overpayment calculator a bit too much..:p
    According to my calculations, if we were to throw every single penny to the mortgage, we would pay it off completely on Monday 5th October 2015!!!
    Not sure OH would agree, and so do i, as we really want to start a family asap, and childcare costs/one of us not working (aka ME :D) would push that date back a fair bit..
    Oh well, it's nice to dream, but it's better to make your dreams come true..;)

    On a different note, I have been called by another agency, for a potential job.. That job would mean a £400 net increase in monthly wage, which would help the above considerably :T... Should know in the next 48 hours when I am due there for interview...

    Cheers
    Froggy :cool:
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • Froggy-G wrote: »
    Afternoon all!

    I think I have been playing with the overpayment calculator a bit too much..:p
    According to my calculations, if we were to throw every single penny to the mortgage, we would pay it off completely on Monday 5th October 2015!!!
    Not sure OH would agree, and so do i, as we really want to start a family asap, and childcare costs/one of us not working (aka ME :D) would push that date back a fair bit..
    Oh well, it's nice to dream, but it's better to make your dreams come true..;)

    On a different note, I have been called by another agency, for a potential job.. That job would mean a £400 net increase in monthly wage, which would help the above considerably :T... Should know in the next 48 hours when I am due there for interview...

    Cheers
    Froggy :cool:

    Afternoon Froggy!

    2015 ohhh that would be nice, although somehow I think you need to eat too!

    Fingers crossed for you and the job interview!

    Mortgage free - 01/05/2019, mortgage high £200k 2011
  • sarahevie
    sarahevie Posts: 1,003 Forumite
    Good luck with the IVF (bloomin awful thing to go through)

    My best friend has had it four times (one two year old - another due August) so it can and does work:D:D:D

    I feel a guru on all things IVF as seriously I live in the land of IVF, every second person at our local toddler/baby groups has had it, they all compare notes on fresh/frozen cycles - it's like another language.
    OPs so far £42,139
    Original end date Nov 2037 (53) Current end date June 2024 (40) Aiming for 5 years to be Mf
    DD1 Oct 2008:), DD2 Jul 2010:), DD3 Aug 2013:)
    When life is getting me down I try to remember to thank God for the blessings
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    Afternoon Froggy!

    2015 ohhh that would be nice, although somehow I think you need to eat too!

    Fingers crossed for you and the job interview!

    Eating is overrated!!!:D:D:D:D:D:D... only kidding...

    We definitely need to put some stricter OP in place, as ours are all over the place...Once (or more like "if") I get that job, them we can juggle once again with the finances.. I would really like to release some of the funds from the savings (miserable rate :mad:) and apply them to the mortgage...

    Off to acupuncture in a minute, then chill at home watching the footy..

    Froggy :cool:
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • Froggy-G wrote: »
    Eating is overrated!!!:D:D:D:D:D:D... only kidding...

    We definitely need to put some stricter OP in place, as ours are all over the place...Once (or more like "if") I get that job, them we can juggle once again with the finances.. I would really like to release some of the funds from the savings (miserable rate :mad:) and apply them to the mortgage...

    Off to acupuncture in a minute, then chill at home watching the footy..

    Froggy :cool:

    If I could I would rather take a pill that eat each day (never been a lover of food).

    Fingers cross for Real tonight :rotfl:playing footy tonight so I will only catch the second half.

    If they have any sense it will be yours!

    Mortgage free - 01/05/2019, mortgage high £200k 2011
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    yay.gif
    Just heard from the agency, and I have got an interview on Friday afternoon for the job I really really really really really really really really really really want!!!
    It would be a massive pay rise, an easier & cheaper commute too!!

    Please start lighting all your candles & keep your fingers crossed for me....

    Froggy :cool:
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • rlc22
    rlc22 Posts: 385 Forumite
    Fingers firmly crossed! It's a bit hard to type like that though...
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