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D'oh! Better get started... I wanna be Mortgage Free!!

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Comments

  • Bonne chance. And good luck too. I really hope that this turns into an opportunity for you.

    Squirrel
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • EchoDelta
    EchoDelta Posts: 631 Forumite
    Hi Froggy, just read your diary (am stuck in car with sleeping small person!). So sorry you a having a rough time. I was made redundant a few years ago and it was horrible but the job I got as a result is soooooo much better. I hope that you find the same.

    Wrt energy a friend was telling me about an energy monitor that they have that literally tells them how much they are using every day. Maybe something like that could be useful.

    I hope things are feeling better soon.
    Sealed Pot Challenge - No. 117
    Bank of Mum & Dad - £3150/£10,000 (£6850 to go) Bank of In Laws - £4600/£12,000 (£7400 to go)
    MFW - MFD - [STRIKE]5 Apr 2029[/STRIKE] 5 June 2025 : AIM = NOV 2019 (back up aim = MAR 2023)
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Froggy-G wrote: »
    Morning all

    Thanks all for your kind messages..

    Unfortunately I am not due any redundancy payout (less than 2 years service).. Spoke to landlord and he is not flexible.. It would be a year lease extension which does not suit me..

    I am making some good progress on a new plan of action, thanks to great friends ;)

    There should be some news in the next couple of weeks..

    As Ed said it, I am a survivor, what doesn't kill you makes you stronger..

    Have a great weekend, enjoy the sunshine..

    Froggy

    Oh Froggy. I am so very sorry to hear your latest disasters. It's so not fair. I wish there was something I could do. :(

    Will look forward to hearing what your plan of action is. :)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    Hello all :j

    I am back, after a few days in France to celebrate my Dad's 60th birthday.. All went well, very tiring though..

    Now back at work and trying to focus on a brighter future..

    I have started applying for new jobs, so please keep your fingers crossed for me..

    I have set aside the money I need to pay off my car in February next year, so I won't touch it and it will be there when needed.. I can't wait, no more monthly payment and more money in the savings pot :D

    I have a bit of cashback due from TCB but not on payable status as yet :o

    I have managed to argue my case with my energy provider and won, they have credited me back what I did not owe them, it is now much more reasonable..

    I have also heard from the old mortgage company and cheque is on its way (very slow snail mail I expect :mad:) for CCA regs non compliance.. That will add a few hundred pounds to the coffers..

    Hope everybody is well?

    Froggy :rotfl:
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • EchoDelta
    EchoDelta Posts: 631 Forumite
    Glad you had a good trip.

    Have got all crossed for jobs!
    Sealed Pot Challenge - No. 117
    Bank of Mum & Dad - £3150/£10,000 (£6850 to go) Bank of In Laws - £4600/£12,000 (£7400 to go)
    MFW - MFD - [STRIKE]5 Apr 2029[/STRIKE] 5 June 2025 : AIM = NOV 2019 (back up aim = MAR 2023)
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Glad you have some good news to report after such a lot of disasters, Froggy. Hope thing go well on the job hunting front too. :)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Froggy-G wrote: »
    I have managed to argue my case with my energy provider and won, they have credited me back what I did not owe them, it is now much more reasonable..

    I have also heard from the old mortgage company and cheque is on its way (very slow snail mail I expect :mad:) for CCA regs non compliance.. That will add a few hundred pounds to the coffers..
    Great news! How did you convince the energy company?
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    EchoDelta wrote: »
    Glad you had a good trip.

    Have got all crossed for jobs!
    Lois_E wrote: »
    Glad you have some good news to report after such a lot of disasters, Froggy. Hope thing go well on the job hunting front too. :)

    Thanks EchoDelta & Lois :D
    gallygirl wrote: »
    Great news! How did you convince the energy company?

    I threatened to send the enforcers aka GG & Tilly round :rotfl:

    Honestly, just proved to them it was not feasible for me to use so much energy..

    Froggy ;)
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • unhappy_shopper
    unhappy_shopper Posts: 1,304 Forumite
    Hi Froggy,

    Just read about your impending redundancy - so sorry to hear that. As Edinburgher said you are a survivor and I am keeping fingers and toes crossed that you find a good position.

    Have a good day,
    US
    Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    Afternoon,

    Applied for a couple more jobs today and established some good contacts with agencies..

    All going in the right direction.. Hopefully, I can land a dream job :D

    Froggy :rotfl:
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
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