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Help - Feel totally trapped!
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On a totally different level, you say you're credit rating is shot- if you can tell us a bit about in what way we might be able to offer a few suggestions, there's a lot of finacial talent around here.
Well it's just I have already got one default notice as couldn't afford min. payments for one of my loans, now starting a dmp so expecting several more!!
And thank you to podperson, (can you quote two different people at once -don't know how, sorry!), have googled counselling locally and found a church-run one which accepts donations so that will be a way forward hopefully if oh agrees to come!
Great advice everyone, thank you so much for taking the time to reply. x0
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