Wed 28th July - What small DFW things have you done today?

josiebabie

:)When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free:money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Morning ladies!
Am up and ready early as today I don't have to fight to get DD dressed - DM is here looking after her.
My list is as follows:-
- Have a calmer, less stressful day at work today
- Take snacks and lunch in from home
- Rejig budget to see where I am
- Try sell one purge today, am doing well!
- Do some onepoll
- Not a lot else!

Jx

Lottebear

Good Morning.

Today I am going to

-Daily cards - 50p today
-You Gov Survery
-Give the house a deep clean, there is dust everywhere so throw open the windows and clean today
- Visit the Gym
- Store cupboard meals
- Been paid so waiting for transfers to go out for bills and savings

WelshWoofer

Morning all - thanks to Josie for starting us off.

Up early waiting for the new fridge to be delivered - Currys sent a text saying it will arrive between 7am and 11am - so you can guarantee that if I stayed in bed it would have arrived at 7am but now I'm up it'll be 2pm!

Other stuff to do today....

• Install new fridge (they're taking away the old one thankfully)
• Get sis up and ready for the day later on (bit early yet!)
• Put coolbox back in attic when we have a functional fridge
• Take library book back - 2 days late but I hadn't finished it and couldn't renew as someone was waiting for it
• Transfer £5 Amazon sale money to savings to start replenishing the mega spends I've had to make this month
• Check banks
• Check ebay
• Check quidco
• Tidy downstairs loo/cloakroom - didn't manage this yesterday
• Ordered some more libray books after checking out what was on sale in Mr T
• All food from stores - spag bol for the carnivores, quorn meatballs for me for tea
• Tidy kitchen
• Maybe mow back lawn if the rain holds off (OH has developed a bad back and "can't" do it) - hope the pollen doesn't kill me!
• Fiddle with meal plan for next week to try to minmise spends - 2 more weeks until I get paid - very hard not getting paid at all in July!
• Phone Vodafone about new contract and phone
• Maybe sand down paintwork inen-suite bathroom

That's all for today - will also try to find something free/very cheap to do with sis after fridge arrives, was thinking a walk in the park with the dog but not if its raining.

Have a good day!

nowpanicking

Morning everyone,

Soooo tired today ... feeling fed up with the whole debt thing this morning. I seem to be ok and really positive until about a week before pay day every month - reality kicks in and realise we've over spent again. Hey ho, next month is another month - just have to try again.

Anyway, enough of my moans...

My list for today: -

• HM rolls and egg mayo with salad for lunch
• NSD (hopefully manage without a scone today )
• check surveys
• check on-line banking
• OH staying at home with DS today so doesn't need car so we'll save on the double journey to my work (24 miles round trip)
• tea out of freezer per meal plan
• make HM bread tonight

That's me for now... have a good day everyone x

pixiechick99

Morning people:beer:
I've not been posting this week - too busy having lie-ins and enjoying the hols;) You won't see me starting the thread for a while!

Not much planned today - will see if the girls want to do anything but they seem to like staying at home....that novelty will wear off and they'll be bored soon no doubt.

Ok, list time:

• check banking - payday:beer:
• daily scratch - 50p...wooohooo
• water heating on now just for half an hour
• mince defrosting in fridge for tonight's dinner
• do some uni work/reading
• showers all round
• hope Next parcel arrives
• hoover upstairs
• NSD possibly!!
• check back on here for more ideas:D

OK, that's enough for now - might think of more later;)
Have a great day all:)

catmiaow

Posted on the other thread but will post on this too lol

Morning all,

Wow its quiet today!
Fay for the kind message yesterday, very nice of you!

I have:

Seen to pets
Rubbish ready to take out
Emailed people back
Done some comps
Checked bank

I will:

[STRIKE]Have a shower
Clean bathroom
Vacuum upstairs[/STRIKE]
[STRIKE]Make bed and make upstairs tidy
Go and see my mum
Wait for estate agent later and have a chat about fees(try and get money off)
Use free texts and mins
Clean kitchen before estate agent comes over
More comps[/STRIKE]
Poss dance class - not going I don't think
[STRIKE]Dinner from stores[/STRIKE]
[STRIKE]Washing done and hung to dry
[/STRIKE]
Hope everyone has a good day!

La_escocesa

Ok, now caught up with threads 1 and 2

xx

Lemon_Tree

wonder we we can get the two threads merged? where's the thinking smilie when you need it?

savingforarainyday

2 Threads:eek::eek:

I am easily confused:D

Today I have

Gotten up early for physio, used cheap bus ticket
Avoided the urge to go into town (Going in again tomorrow with dd:eek:)
Been to friends house and drank coffee, too much coffee:D
Was given peppermint plant:)
I will put washing away thats in dd's room so she has somewhere to sleep:o
Sweep floors and general tidy.
Find out courgette cake recipe for friend
Rang other friend on free minutes
Write note to cousin apologising for missing her birthday
Send birthday card to niece
Letters for clients if I can get my act together
Plant little peppermint plant
Feed tomatoes
Find something in storecupboards for dinner
pack magazines and send to mum
check ebay items

Spend evening chatting with dd:j

OliveOyl_2

Afternoon All :hello:

Spring is beginning to arrive here.......well it's warmer now so I'm happy!

Today I have/will:

• been to my voluntary job, teaching book-keeping to the office staff in an orphanage.
• they fed me too :j(fried chicken though )
• watered where I planted seeds yesterday - nothing showing yet
• read Martins e-mail
• Did a wash - a hot wash, but line dried
• done one session on the cross trainer - will do another later
• have leftovers for supper
• will finish knitting the shrug today for definite! Only 2 inches of rib to do (200+ stitches though)
• read the papers on-line - keep forgetting to include this, but it does save me buying newspapers, I can even do the Sudokus.:p
• asked DD to post out some of the mail that I really need to reply to - we went through the heap at the weekend, so not everything. Most of the stuff can be done on-line.
• catch up on correspondence - a friend has just lost her step-dad so must write to her.

Have a great day everybody :A

Wee_Jo

Hi everyone! :hello:

I am not sure which thread to post on, so I’ll just post on both :rotfl: I think I have been quite DFW today…despite it being another rather crazy day at work! Am up to date on my work now, so I feel I can have a few minutes to post on here! (She said, convincing herself!)

Okaaaaay, so, on my list today:

• [STRIKE]Cycle to work[/STRIKE]
• Cycle home from work
• [STRIKE]Drink free tea at work[/STRIKE]
• [STRIKE]Charge phone at work if needed[/STRIKE] Not needed
• [STRIKE]Call bank and get password sorted (I forgot it – ooops!)[/STRIKE]
• [STRIKE]Transfer money to joint account[/STRIKE]
• Email Mummy
• [STRIKE]Bring lunch in from home [/STRIKE](it was YUM – homemade KFC)
• [STRIKE]Renew library books[/STRIKE]
• Read Martin’s email

That’s all I can think of so far….looks like quite a short list – hopefully that means I’ll achieve stuff!

Savingforarainyday – what is a courgette cake?

Chat later!

Jo