Mon 26th July - What small DFW things have you done today?

josiebabie

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :D


Morning campers!

Wow not been organised enough to start the thread in the morning for a long time! But today I aim to become more organised....

So today I have/will:-

- Check banking
- Pay some bills
- Brought lunch/snacks in from home
- Dinner from stores, freezer dive me thinks!
- Hoof out car at lunch time I think
- Perhaps wash car at lunch instead of taking to polish boys at Mr T's
- Do some surveys

Not a lot to do today as I did sooooooooo much yesterday!

redsam

Morning all

Today i shall mostly be going to court - I am a witness, shame i cant find the paperwork! ooop the down side is I have to drive to Bath and pay for parking grrr

tonight i will be going to my punch workshop and take some fustration out in that and simutaneously tones arms and back for wedding dress (which i cant affor)

Have a fun day.

tomorrowark

Today, I have to find a lot of high quality sites to submit my article.

catmiaow

Morning all!

My list for today:

[STRIKE]Check bank
Email people back
Do some comps before I go out[/STRIKE]
[STRIKE]See to pets
Take rubbish out
Tidy up after OH
Collect my nans prescription [/STRIKE]
Make a doc appointment - think I sprained my wrist COULDN'T GET ONE, HAVE TO TRY AGAIN TOMORROW GRR
[STRIKE]Go and see my nan and do some cleaning for her[/STRIKE]
[STRIKE]Go into town get fresh fruit and veg and two cheap birthday cards
Get OH new slippers
Go to Mr T and get ingredients for pasta bake tonight and get 10 points put on from when I forgot my club card the other day
Go and see my mum - tidy up for her and drop of argos cat[/STRIKE]
Dinner - pasta bake - Prepared ready to go in the oven later
Loads of comps
[STRIKE]Post test letter[/STRIKE]
Put a few things on ebay
[STRIKE]Look at fridge freezers - think our one is dying - We think it is ok but we reckon our clever cats can open the fridge so brought a fridge lock from ebay today, cross fingers!
Wait for this woman to call him about job - please hurry up!![/STRIKE] - AS MENTIONED I GOT THE JOB WOOO

Think that will do - Hope you all have a good day!

OliveOyl_2

Morning All :wave: I'm back from accompanying Popeye to some dull conference It was warm and sunny and I used the hotel gym. We even managed to sneak me into the Gala dinner :rotfl: it was dull beyond compare but free food

We did the banking last night :eek: obviously I didn't make enough savings last month, it is going to be tough THIS month. So a store cupboard challenge coming up. But pal is away at the moment so shan't be lunching out so much

So today I have/will:

• 15 mins on the cross trainer - no gym membership :money:
• will also do some floor exercises from an old mag - should give me good abs...... :eek:
• make a menu using freezer and cupboard contents as far as possible, then shop with list and stick to it
• ask Barclaycard why I can't BT when a BT was the only reason I applied for a card :mad:
• contact RAC about car insurance - we've paid, but they cancelled it! :mad:- though maybe we can get our money back and SORN the car?
• do the couple of surveys in my inbox
  
  have a great day everybody. :A

Pippilongstocking

Me today

drop dog at brothers with dog food and some spare milk for brother to use
Packed lunch
Staying at a hotel tonight so make sure I make hte most of that!
This is 'extra' work - so I'm looking forward to finishing it and writing a nice invoice
Hand wash a few bits the now before i go away
Empty dish washer
Take free magazine to read
Make most of collecting free samples of stuff etc as will be in cafes etc - I normally take a wee bag in my case and see what delights fill it
Drive economicaly
Check banks
Charge phone at work before we fly
Have a cuppa before I go to save having one at airport
Feed hens and leave enough food out for a chum coiming to feed them
Raid DS savings as he owes me money and I know where the money tub is

Not much today for me

Pippilongstocking

Waves up to Olive and thanks Josie for starting the thread. xx

La_escocesa

Hi everyone :wave:

Thanks for starting the thread Josie! Cat, hope your wrist is ok!

Today I'm off work! On a mission to sort the flat and call the estate agent :eek:

Also:

• Check banking
• Entered comp
• Visit friend who's recovering from an op
• Become wedding planning central
• Do a little Hokey Cokey!
• Water on but not for long!
• [STRIKE]Tea from stores...I will find something, I will find something...[/STRIKE]
• E bay lots of stuff!

Shall report back later since I'm mainly bumming around at home today!

Hope everyone else is doing well.

xxx

La_escocesa

fayjmck wrote: »

Make most of collecting free samples of stuff etc as will be in cafes etc - I normally take a wee bag in my case and see what delights fill it

:T I love it! That taking your own bag thing is genius! I've now noticed in my bag that I have a few ketchups and salts from the weekend...what delights do you usually find?!?!

spursfan14

I personally find motoring to be my largest expense (except for rent). Found these tips online so I'm going to try them out and hope it saves me some cash!! -

[FONT=Arial, sans-serif]5 easy ways to save money on your car [/FONT]

• [FONT=Arial, sans-serif]Use sites like petrolprices.com to check where the cheapest fuel is in your area [/FONT]
• [FONT=Arial, sans-serif]Only half fill your car with fuel. Heavier cars achieve fewer miles to the gallon [/FONT]
• [FONT=Arial, sans-serif]Change the oil. Clean oil reduces the wear on the moving engine parts, which helps to improve fuel consumption [/FONT]
• [FONT=Arial, sans-serif]Only half fill your car with fuel. Heavier cars achieve fewer miles to the gallon [/FONT]
• [FONT=Arial, sans-serif]Use air conditioning sparingly. In a petrol car it uses on average 15% more fuel and in diesel it can increase your fuel consumption by as much as 40%[/FONT]

Hope you all find these tips useful.

La_escocesa

spursfan14 wrote: »

[FONT=Arial, sans-serif]5 easy ways to save money on your car [/FONT]

• [FONT=Arial, sans-serif]Use sites like petrolprices.com to check where the cheapest fuel is in your area [/FONT]
• [FONT=Arial, sans-serif]Only half fill your car with fuel. Heavier cars achieve fewer miles to the gallon [/FONT]
• [FONT=Arial, sans-serif]Change the oil. Clean oil reduces the wear on the moving engine parts, which helps to improve fuel consumption [/FONT]
• [FONT=Arial, sans-serif]Only half fill your car with fuel. Heavier cars achieve fewer miles to the gallon [/FONT]
• [FONT=Arial, sans-serif]Use air conditioning sparingly. In a petrol car it uses on average 15% more fuel and in diesel it can increase your fuel consumption by as much as 40%[/FONT]

But that's only 4 tips