Secured Loan Nightmare!

Fiona84_2

lied about wot?

vaporate

Wutang wrote: »

You mentioned it initially though..?

worth a try.

banks got their debt written off.

CLAPTON

Fiona84 wrote: »

I had my flat up for sale before i found out i couldnt move. The APR is 11.9%, it was used for some consolidation and it meant less per month to pay out, i admit the loan did help at the time, but since seeing a financial advisor and him saying that they should not have agreed to give us that loan and we have a cause for complaint, thats why i feel a bit upset that it was properly followed in terms of procedure.

I think you would be better off looking at the way forward now rather than hoping that the debt will magically disappear.
Without knowing your income and spending and whether you have any other debts it's not really possible to advise on the way forward.

Fiona84_2

iam sorry for bringing my problems to the forefront where all the perfect people in the world who have never done anything wrong or regretted a single thing they have done can judge you, iam quite aware of my irresponsibility in this aspect of my life, where is your irresponsibility in yours? because i hope when you all ask for help, people just tred the hell all over you

Fiona84_2

yes i agree iam lookin for a way forward, i have no other debts, just this one, thanks you for being decent

Fang_3

Fiona84 wrote: »

iam sorry for bringing my problems to the forefront where all the perfect people in the world who have never done anything wrong or regretted a single thing they have done can judge you, iam quite aware of my irresponsibility in this aspect of my life, where is your irresponsibility in yours? because i hope when you all ask for help, people just tred the hell all over you

It's precisely this attitude that is getting people's backs up. If you act like a petulant child, then you'll be treated like one.

Fang_3

Fiona84 wrote: »

lied about wot?

Lied about the value of your flat, about the mortgage amount, or the equity. Or your income.

Fiona84_2

Iam acting like this as again for the thousanth time iam admitting responsibility, yet iam still getting grief from ppl when ive asked for help, dont wanna help then dont but dont comment on my mistakes.

Fiona84_2

i lied about nothing at all

Fang_3

Fiona84 wrote: »

Iam acting like this as again for the thousanth time iam admitting responsibility, yet iam still getting grief from ppl when ive asked for help, dont wanna help then dont but dont comment on my mistakes.

Try being humble and you'll find that there are many, many people who will help. Continue showing no regard for anyone on here and you won't get help.

Take your time, write clearly and legibly and provide facts and figures such as how much do you owe on your flat in total, how long do the loans run for, why do you need to move?