We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Credit Cards to Loan

I have to Credit Cards one with £7000 and the other £6000 and as i am just paying the minuium payment on both around £300/month i was going to take out a loan to pay off both Cards.

What is best to do??

Comments

  • Lynxx
    Lynxx Posts: 4 Newbie
    I was in a similar situation as you. I realised I was just paying the minimum each month and it would have taken me years to pay it off, if ever at all! I shopped around and ended up getting a Tesco Loan for the combined balances of the cards I had and just paid them off and cancelled them both. Best thing I ever did and Tesco were really great and quick with the loan, gave me a good rate as well and I have the knowledge that in x amount of time, it's all paid off. :)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.7K Banking & Borrowing
  • 253.8K Reduce Debt & Boost Income
  • 454.6K Spending & Discounts
  • 245.8K Work, Benefits & Business
  • 601.8K Mortgages, Homes & Bills
  • 177.7K Life & Family
  • 259.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.