Job Title help

Sarobin

I wonder if anybody can help me - I am struggling to define what I do as a job title for insurance purposes.

I am a self-employed sole-trader with an internet business producing musical backing tracks. I work exclusively from home.

I cannot find a valid job title to cover this - for instance, I'm not a "musician" for the purposes of insurance as this implies I don't work from home, and is deemed a high risk job.

Suggestions?

jmacmilan

May be you can get help from Google.

Macmilan.

Sarobin

It's a bit difficult to know what to search for in Google, as it's a complex question

Heliflyguy

Composer or Scorewriter ?

http://en.wikipedia.org/wiki/Composer

Sarobin

Composer is still a fairly high quote job, and I don't actually compose, so not worth putting that one down...

I can't believe in these times they haven't included "home office worker" in the job titles...

olly300

Sarobin wrote: »

I can't believe in these times they haven't included "home office worker" in the job titles...

Home office workers work in various industries so they can't put that.

If you are not a composer are you a producer of some sort?

Or are you a retailer?

Either of these won't reduce your premiums though.

Sarobin

I produce and sell (via my internet business) music backing tracks. This just involves me, a computer and a MIDI keyboard. It's not composing because the music is written by somebody else. Similarly I don't want to put "musician" down as that doesn't fit what I do in the traditional sense of the meaning (i.e. the insurance company's definition of the job).

As a sole trader, a lot of my time is taken up with admin duties, sales development, etc.

See - it's difficult to categorise in insurance lingo

raskazz

Speak to a proper broker. Computer quote systems cannot cope with every sublety of a policyholder's occupation.

Sarobin

Thanks - I will