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Statute barred debts and the Limitation Acts

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  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Either send the letter here:

    http://forums.moneysavingexpert.com/showpost.php?p=34906247&postcount=4

    or just ignore the fools.

    There is burger all they can do apart from write you an occasional letter, so they can take a long walk of a short pier.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • dancingmeggy
    dancingmeggy Posts: 18 Forumite
    thats the letter i sent just before i got this last letter :(
  • dancingmeggy
    dancingmeggy Posts: 18 Forumite
    should i just ignore now then? they have already sent someone round to collect which prompted me to do this as dont want them harrassing me at my home
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    thats the letter i sent just before i got this last letter :(

    Report them as the letter describes then.

    Or just ignore the fools.

    As said, there is nothing at all they can do apart from write the occasional letter.

    They are completely stuffed, and they are just waffling and trying to wheedle something out of you.

    Send them with a complaint to the aforesaid bodies, bin them, shred them for rabbit or hamster bedding or whatever you feel like.

    If you feel like it, make a "proposal" as to exactly where they can shove their demands. ;) :rotfl:
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    should i just ignore now then? they have already sent someone round to collect which prompted me to do this as dont want them harrassing me at my home

    I doubt they will do that again. If they do, tell them to naff off. They have no powers at all.

    If they cause hassle, then call the police.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • corrag
    corrag Posts: 98 Forumite
    If they can't prove you owe the money, why should you pay? Sounds like scare tactics to me. I had the same last year with a company called Ruthbridge demanding money for a debt I was not aware of. I sent the letter giving the 40 days in order to prove it. I've not heard from them since. I guess as people are becoming wise to their tactics they have to up their response and try new ways to get money.
    -Slimming World Challenge
    -No buying of Cosmetics Challenge
  • dancingmeggy
    dancingmeggy Posts: 18 Forumite
    is there a letter template for complaints and where would i send it to apart from the robbing people that are robinson way 9wonder if thats how they got their name lol) as i am not very good with things like this and would love to send another proper letter of comlpaint like the two i have sent so they may back off then?
  • dancingmeggy
    dancingmeggy Posts: 18 Forumite
    i did send them the first letter saying prove it and they wrote back saying they couldnt with it being a catalogue or something so i sent the second letter and got this reply back :(
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Ignore them or report them then.

    Either way, not your problem. And certainly not worth worrying about.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • dancingmeggy
    dancingmeggy Posts: 18 Forumite
    ok thanks will leave it now then and see what happens
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