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1000 Ways to Pay,Pay, Pay

13

Comments

  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Hi MemoryGirl :hello:

    Re the Halifax account: I have £1000 of my savings bouncing between my normal account and the Halifax one to earn a £5p/m. Its still more than it was earning in my savings (by just a little) and its nice to see it every month :)

    Re Survey sites: It takes me about 6 months to get a £15 voucher from Toluna and even longer though Valued Opinions but they're not too taxing even though they take up some time!

    Nice to see you :D
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • wantabetterlife
    wantabetterlife Posts: 1,296 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Loving your diary memory girl, its really inspirational:D. My mortgage is also really big and i think the breaking it down into smaller chunks is definately a good idea. Looking forward to your updates :D
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • memorygirl
    loving this thread!! I will try and come up with some ideas....
    so far ebay and amazon/car boot sales
    havent tried surveys or Mystery shopping tho I know a lot of people do them
    will put thinking cap on...
  • newgirly
    newgirly Posts: 9,417 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Just wanted to pop in and say I hope you don't mind but I have pinched one of your fab ideas!
    I think breaking down your mortgage into chunks of 1000 is brilliant, my mortgage is £168K at the moment, I can't wait to get started and I am going to draw myself a chart with 168 squares to fill in :o
    MFW 67 - Finally mortgage free! 💙😁
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    Hi

    Love this thread so far...will be watching with interest.

    A
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Great idea of breaking it down into small chunks! I may pinch this idea too!
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • pavlovs_dog
    pavlovs_dog Posts: 10,222 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    one user (i think it's uzubairu) has a photo of her house made into a magnetic jigsaw and every time she has paid a certain percentage off of her mortgage she can add another piece of the puzzle to build up the picture of the house that she (will eventually) completely own.
    know thyself
    Nid wy'n gofyn bywyd moethus...
  • madeupname1
    madeupname1 Posts: 443 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    So what I propose is to come up with 1000 ways to save £125 towards paying off the mortage.
    LOVING this idea. Will give it a go myself!!!:T
  • bex2002
    bex2002 Posts: 1,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    SmlSave wrote: »
    Hi MemoryGirl :hello:

    Re the Halifax account: I have £1000 of my savings bouncing between my normal account and the Halifax one to earn a £5p/m. Its still more than it was earning in my savings (by just a little) and its nice to see it every month :)

    Re Survey sites: It takes me about 6 months to get a £15 voucher from Toluna and even longer though Valued Opinions but they're not too taxing even though they take up some time!

    Nice to see you :D

    I manage to get a £15 voucher out of toluna about every 2 months despite not goetting accepted for that many surveys - do the sponsored polls and it is surprising how quickly the points add up!
    £27.76/£2018 in 2018
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    Liking the ideas on this thread. hi Memory girl :)

    I have just started looking into Focus groups and have done two so far making me £58 which is a lot better than MS and not as brain consuming, they just ask your opinion! I'm a single mum so its hard to work around the kids and I dont have many options to go for some of the groups but even if I can do 1 a month it all helps :) Check Gumtree also for postings of new groups occuring.

    I also do the virtual Sealed pot as well as the loose change.

    Like others have said dooyoo isnt that great at the moment so after I have my next cheque I might conentrate more on the competitions as I used to win one or two prizes a month there. There is a great thread on here for all the comps as well as Loquax. Although dooyoo are changing their points system all the time there may be some good items that you can review in the higher points listings.

    Buying food when they are reduced (whoopsies) is another great thing which you probably already do. Definitely recommend the free scratchies and I dont do too bad on valued opinions, Ipsos and Global Test Market, and also check onepoll every day (although thats a slow burner).

    Although I have a car I tend to walk as much as possible. Am trying to get a job nearer to home now the kids go to the local school.

    I always triple check prices of things I need to buy and check HUKD and offeroftheday for new deals for xmas and bday pressies. Have had some good bargains at times if you are quick enough.

    Sorry for rambling on but will be watching your thread with interest for new ideas :D
    Good Luck
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
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