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Halifax and offers

I'm sure I've read that if you were to phone telephone banking or call in a branch, they can see if you are likely to get an approved credit card?
When I log on, there is an advert about applying for a card, but that would be a full application wouldn't it?

Comments

  • Azrael_1701
    Azrael_1701 Posts: 450 Forumite
    Bosie wrote: »
    I'm sure I've read that if you were to phone telephone banking or call in a branch, they can see if you are likely to get an approved credit card?
    When I log on, there is an advert about applying for a card, but that would be a full application wouldn't it?

    They can see on the phone, but you need to make sure that its a "guaranteed offer", otherwise its just a full application. None of the online prompts are pre-calculated, they are just adverts.
    100% G33K
    :D:D:D:D:D
  • crispy_chris
    crispy_chris Posts: 507 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    None of the online prompts are pre-calculated, they are just adverts.

    That's not true, there are guaranteed loan offers for example.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    They can see on the phone, but you need to make sure that its a "guaranteed offer", otherwise its just a full application.
    (If they're still using it) be sure to check they're looking at the 'early credit decisioning' (ECD) screen.

    If you ask nicely in branch they'll let you take a peek at it too.
  • Azrael_1701
    Azrael_1701 Posts: 450 Forumite
    (If they're still using it) be sure to check they're looking at the 'early credit decisioning' (ECD) screen.

    If you ask nicely in branch they'll let you take a peek at it too.

    Dont use that any more im afraid, its all been amalgamated and simplified.
    100% G33K
    :D:D:D:D:D
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