debit/credit cards in Jersey

McKneff

I know that the £ sterling is used in Jersey but for the use of
credit cards/debit cards is it classed as 'abroad' with charges for
withdrawing cash from debit cards and transactions on ccs.

Going there next Monday and I havent given it a thought till now.
I have a Nationwide card which means cc shouldnt be a problem but what about the debit card.
Thanks
Annie

fozmcfc

Could you not just take enough sterling cash to cover purchases for no charge whatsoever anyway.

EDIT...looking at this link it says Channel Islands - No Charge under the list of countries.

http://www.nationwide.co.uk/current_account/foreigntransactions.htm

McKneff

thanks for that but i really didnt want to be walking about with a few hundred quid of sterling on me.

Thanks for the link, I'll have a look.
Strangely, Jersey is deemed to be not in the EU which is why you can only bring 200 cigarettes into the UK

System

The cash machines are mostly part of LINK, the same as the mainland but with some giving out local notes.

There shouldn't be any charges for using using either a credit or debit card either.

bouncydog1

None of the Channel Islands are part of the EU so remember to take this into account when purchasing duty frees as you are limited as to how much you can take back.

The bank notes cannot be used in the UK but you will find that a lot of the shops/hotels will be helpful if you cannot get to a bank before you leave, and will change the money into UK tender for you.

There are branches of the main UK banks in the CI - RBS, HSBC, Barclays plus loads of others - the cash machines are the same.

McKneff

bouncyd!!! wrote: »

None of the Channel Islands are part of the EU so remember to take this into account when purchasing duty frees as you are limited as to how much you can take back.

The bank notes cannot be used in the UK but you will find that a lot of the shops/hotels will be helpful if you cannot get to a bank before you leave, and will change the money into UK tender for you.

There are branches of the main UK banks in the CI - RBS, HSBC, Barclays plus loads of others - the cash machines are the same.

I was told the channel islands use £ sterling, is that not the case then.

*Scarlett

They do use £ sterling but they have notes issued by the States of Jersey or States of Guernsey. Similar to, for example, Scottish bank notes and ones from N Ireland issued by the main banks - they still say sterling on them but are not issued by the Bank of England.

I'm not entirely sure if these are recognised as "legal tender" but more of a promissory note from the issuing bank when used in a country in the UK other than the one it was originally issued in. However there would seem to be an agreement between the banks to treat all notes as "legal tender".

Several years ago my job involved travelling to all these places and would usuallly try to spend the local notes before returning but I had no difficulty paying them into my bank if I couldn't.

However I seem to remember that in the airport shops in Jersey or Guernsey there used to be signs up that you couldn't request Bank of England change! It might be different now as this was a while ago.

the_insider

They have their own mint (two infact, one for Guernsey and one for Jersey) and whilst sterling is the currency you cannot use Bailiwick notes in the UK.

McKneff

Brilliant, I didnt know that, at least I didnt remember at all, we went to Jersey about 20 years ago, while i remember the touristy
places i dont remember the currency at all.

Thanks to all.

the_insider

Watch out for the pound notes, you'll feel minted after a night out and then realise that you've basically just got change!!