Bank Transfer Scam? or not?

omen666

peterbaker wrote: »

Might be worth contacting the police local to the intended delivery address and asking if they might want to play this one out to see if they can catch someone red-handed since we now are 110% sure it is a scam.

They never do. Would be a wasted trip

Sceptic001

peterbaker wrote: »

Might be worth contacting the police local to the intended delivery address and asking if they might want to play this one out to see if they can catch someone red-handed since we now are 110% sure it is a scam.

You are assuming that the police are interested in catching criminals. Do you have any evidence to support this hypothesis?

husemin

Give us the address of his so called wife, maybe it's near one of us and will can help, lol. Glad you did'nt send monies.

H

Princess00

omen666 wrote: »

lol at the newbie scammer saying you will get a mail from the Bank of England. Surely he could have searched the sort code and find out which bank your with and gave it a bit more authenticity? Or had his 1/2 hour run out in the nigerian internet cafe?

He even had the decency to call me a scammer, he said:

u can contact my bank after payment.i spoke with my bank manger and he told me u have to ship the goods while ur money will be on pending because of internet frund,that if u refuse that means u are a spammer.sorry to use that world but that is what he told me.hope to read form u soon.

DizzleUK

DizzleUK wrote: »

The scam usually works by the scammer gaining the bank details of the mark so that they can generate fake emails/documents/reference numbers that look completely genuine on first inspection so that they can dupe the mark into sending the goods.

The email would go something along the lines of...

Dear NatWest Customer,

We have received a payment of £450 by way of bank transfer to your bank account 01-23-45 12345678 on Monday 19th July 2010.

We understand that this transfer is in reference to a Sale of Goods and therefore, for your security and for that of the payer, we have held the money in a suspense account until such time as the payer has confirmed receipt of the goods.

Once this is confirmed, the £450 will then show in your available balance on your account.

Thank you for your understanding in this matter and thank you for banking with us.

Yours sincerely,

NatWest Bank Manager

It doesn't take many marks to fall for this to make it profitable for the scammers, and you wouldn't believe (it's getting better though as people get more informed) how many people accept such emails on face value without confirming it with their bank first.

Princess00 wrote: »

Hi,

It's monday morning and I received the following email.

The payment has been made and the money has been deducted from my account and it is on it's way into your account, but the money will be on pending until the item has been posted and the shipment details has been provided by you... you should understand what i mean so kind bear with me . Once the shipment tracking number is received from you, your money would be released into your account immediately... so i will advice you to check both your email box and your junk mail box to see if there is any kind of confirmation message from Bank Of England... ..

Thanks...


As you guys correctly suspected, it was a scam. So thanks very much for letting me know!! : )

Am I good or what! :T

Another productive weekend "wasting time" on MSE for me. I saved someone from being scammed. MUCH more worthwhile than Facebook :rotfl:

Olipro

Nice to see this guy is evidently as stupid as he sounds, hopefully enough people in the UK realise that the Bank of England don't offer personal accounts not to fall for this.

DizzleUK

Olipro wrote: »

Nice to see this guy is evidently as stupid as he sounds, hopefully enough people in the UK realise that the Bank of England don't offer personal accounts not to fall for this.

Yes, he's a lot less sophisticated than I expected him to be.

But as I said before, it doesn't take more than 1 or two people to fall for this a month to make it worth his while (considering how many people he'd target in a day, and how much our money and goods are worth in Nigeria).

taz121

Great thread and entertaining at the same time. Its good that you posted this as there are often some naive or inexperienced people out there who may well just have learned something.

Princess00

DizzleUK wrote: »

Am I good or what! :T

Another productive weekend "wasting time" on MSE for me. I saved someone from being scammed. MUCH more worthwhile than Facebook :rotfl:

Thanks for that.

Princess00

We are contacting you regarding the Transfer that was placed by Clark Benjamin. The total amount of £460.00GBP was sent to you by Clark Benjamin as payment of an auction item and it has been Approved and the payment details are stated below :

Transaction Summary:

Item Name : Bag
Item Quantity : 1 Unit
Item Amount : £460.00GBP
Transfer Charges : ***********
Amount Transferred : £460.00GBP


The transfer has been approved and is ready to be transferred into your account, but before the money can be credited into your account, you would have to go ahead with the shipment of the item and then send the Shipment Tracking Number/Shipment Receipt for the Shipment Verification. Once the shipment verification is complete, your account would be credited.