What's the lowest apr on barclaycard initial

costaerer

Barclaycard initial have lowered my apr to 15.9% and are sending me a new card.
Just wondering what plastic I will get

BugsyBrowne

costaerer wrote: »

Barclaycard initial have lowered my apr to 15.9% and are sending me a new card.
Just wondering what plastic I will get

That's a nice APR,you ain't done to bad in the end then,vanquis & aqua turn you down but barclays half your APR rate..
Well done anyhow..

costaerer

Yeah it's screwed. I do bank with barclays though so maybe that makes a diff!?
Really hope I get accepted for sigma but it's highly unlikely considering aqua refused me!!!!

stephane_2

Sygma only check Equifax, so if your file with them is half decent you should not have a problem getting one but you may get a small limit around 1K with apr of either 19.9 or perhaps 24.9

costaerer

Have 4 accounts showing. 3 of them all green and one loads of ap's and late payments for an overdraft my wife ran up which incurred the horrific charges cycle. This is screwing me up

stephane_2

costaerer wrote: »

Have 4 accounts showing. 3 of them all green and one loads of ap's and late payments for an overdraft my wife ran up which incurred the horrific charges cycle. This is screwing me up

That will not look good, might be a decline.

BugsyBrowne

costaerer wrote: »

Barclaycard initial have lowered my apr to 15.9% and are sending me a new card.
Just wondering what plastic I will get

So what they doing with your credit limit then..

costaerer

That's barclaycard lol
Sygma didn't decline outright which I guess is a slightly positive thing.
Lol

costaerer

But then again nor did aqua!

costaerer

bump

izools

costaerer wrote: »

Barclaycard initial have lowered my apr to 15.9% and are sending me a new card.
Just wondering what plastic I will get

This won't be a Barclaycard Initial.

They've upgraded you to Gold or Platinum. As the APR on Barclaycard Initial is 24.9% ~ 29.9%