Please can anyone help Canon Ixus cameras

Hi,
I have got my choices down to two camersas the Canon Ixus 100 and the Canon Ixus 120.

The Ixus 100 has a view finder and is 3x optical whilst the 120 does not have the view finder but is 4x optical.

Please does anyone have one of these cameras or do you know about them. The viewfinder sounds a good idea (not got one on our current camera) but think the 120 is slightly newer model.
The Ixus 100 is £149.99 in currys and the 120 is £169 in Jessops.

Many thanks:)

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