Llyods tsb loan how will it work? or what loan to get?

WBA_FAN_12

Ok i need a loan but i dont need alot to borrow i only need to borrow around 100-150 to pay a few bills it says on Llyods site you can get a personal loan and pay back upto 7 years.

How does it work if borrow i 150 and say to pay it back over 2 years not sure how much that works out but its like 7.50 a month to pay or am i wrong?

Does anyone know if i can get a loan for that much or is it worth doing a loan somewhere esle or quick quid.com?

Thanks joe

[Deleted User]

a loan of £150 will attract a very high apr from anybody,who do you bank with?wont they give you an o/d?or increase your o/d?failing that have you nothing to sell?

WBA_FAN_12

I am with Llyods TSB.

i was looking online today and it says about personal loans you can get with them but i have not looked into it yet i could sell things yes but i need to pay the money i ow by tuesday on my bills so i need something asap.

tryingtogetsolvent

I don't think LLoyds will give a loan for anything less than £1000 ...but I may be wrong.

hullight

Get debt advice from somewhere..CAB, CCCS, etc.

You shouldn't borrow to pay other debts.

Try posting an SOA on the debt free board http://forums.moneysavingexpert.com/forumdisplay.php?f=76

Tubbss

hi,
to be blunt, NO bank will do a personal loan for the amount you want (£100 - £150) - ask your current bank for an overdraft, ask friends or family to assist but for gods sake STAY AWAY from pay day loans and door step lenders. If you are on benefits try a crisis loan from benefits office or if you have a local credit union try them.