Current Account Suggestions please....

jonesMUFCforever

deemy2004 wrote:

To improve yuor credit rating you need to have credit / charge cards or an account with an overdraft as other types of accounts are unlikely to have any impact on credit ratings.

Sorry Deemy2004 but this is not correct.
What you need to do is to pay your bills on time,ensure that any old debt is cleared and keep your nose clean.
Not many people know that even a late payment on a catalogue will show up on your credit files and do damage to your creditworthy.
Eric