Car Leasing

waribai

Quick question. Does anyone know if when leasing a car, the main driver and lessee have to be the same person or could I lease a car for my son and leave him to sort out the insurance?

Thanks

Banner_Stands

I'm pretty sure that as part of the lease agreement you have to be insured fully comp. Remember with a lease you don't own the vehicle and so the lease company have to protect themselves in case of an eventuality.

The lease agreement is with you, not your daughter so the policy would need to be yours.

Hintza

Not sure you can only ask.

Why not lease and insure in your name with him as the main driver?

waribai

Hintza wrote: »

Not sure you can only ask.

Why not lease and insure in your name with him as the main driver?

Thanks sounds like a possibility but I'm slightly worried about

a) He has a provisional licence and b) It may affect my no claims bonus, wouldn't it?

Quentin

The provisional licence shouldn't be an issue (but check the insurer would still offer cover after he passes his test).

Your NCD is unaffected by adding a named driver (though any fault claim against the policy would affect the level of any unprotected NCD)