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****Funtime Friday 16th Daily Chat - weekend is so close you can almost taste it ***

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Comments

  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    Argh Bun, that's a pain :( Get credit reports! Did you see the thing in Martin's email this week where you can now get them online for £2 instead of messing about with free trials etc?
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • Bunnyinthelights
    Bunnyinthelights Posts: 15,278 Forumite
    I am off home now.

    I plan on getting drunk tonight.

    Catch you dudes later x
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • boredofbeingathome
    boredofbeingathome Posts: 15,657 Forumite
    Bunnyinthelights wrote: »
    ah b*ggery F**k shi**y pants.


    DH has just been denied a loan-most likely because of my horrific credit rating. His is (WAS) perfect and he hasnt got ANY debt! I have told him to get credit reports as we were hacked into about 5 years ago and it caused no end of problems-I have also told him to get a 'disassociation' from me if its my crappy credit affecting him but still.

    How utterly crap. He is devastated.

    I wouldn't blame it on yourself. There is a good credit rating guide on here to follow. I am sure it will be fine and he might find a better one. Go through everything and then see about Zoopla or something like that. It may well be a blessing:D as he could get a better rate.
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • elfen
    elfen Posts: 10,213 Forumite
    !!!!ing hell!

    Just got a text from Vanquis....they've increased my credit limit!
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • pepe2008
    pepe2008 Posts: 5,158 Forumite
    that'll make 2 of us Bunny......or 4 if enough drink is taken. Off out with Noah for a walk, well a push!
    :D:D stay wonky :D:D

    ....one-way ticket to Portugal booked !
  • pepe2008
    pepe2008 Posts: 5,158 Forumite
    Bunnyinthelights wrote: »
    ah b*ggery F**k shi**y pants.


    DH has just been denied a loan-most likely because of my horrific credit rating. His is (WAS) perfect and he hasnt got ANY debt! I have told him to get credit reports as we were hacked into about 5 years ago and it caused no end of problems-I have also told him to get a 'disassociation' from me if its my crappy credit affecting him but still.

    How utterly crap. He is devastated.
    they are basing decisions on weird criteria these days Bunny. It seems that you only get a loan if you dont NEED one these days.
    They are NOT sposed to associate! Mrs P can get anything, no thanks to me though!!!
    :D:D stay wonky :D:D

    ....one-way ticket to Portugal booked !
  • elfen
    elfen Posts: 10,213 Forumite
    I am so tempted to go and get me a new TV...but I won't
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • sallyx
    sallyx Posts: 15,815 Forumite
    Bun I dont think it will have anything to do with you, its just very hard to get any credit at the moment...unless like Pepe said you dont want it then they will persuade you over and over to get into debt
    I'll make a wish, take a chance, make a change And breakaway. I'll take a risk, take a chance, make a change and breakaway ....
    Finally Debt Free...
  • *Dee*
    *Dee* Posts: 302 Forumite
    Elfen that is so weird i got a text from them aswell today to increase my limit! And a new TV was my first thought to!

    ***Back to lurking***
  • elfen
    elfen Posts: 10,213 Forumite
    It is tempting....I mean, I can afford it and I can pay it back when my student loan/grant comes in.....VERY hard telling myself not to though!
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
This discussion has been closed.
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